10678 Pine Tree Ter, Boynton Beach, FL 33436 Property Records

Palm Beach County property record for 10678 Pine Tree Ter, Boynton Beach, FL 33436

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,743 sqft · built 1983
Lot Size	0.474 acres (20,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,000 (Oct 2018)
Tax Bill	$7,758 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-25-03-000-0240`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-25-03-000-0240`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,743 sqft Living Area
Gross Area	4,888 sqft
1st Floor Area	3,743 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	20,647 sqft (0.474 acres)
Lot Dimensions	175 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	648 sqft

Exterior Amenities

Pool Area	104 sqft
Porch	Finished/Open Porch
Porch Area	497 sqft
Deck Area	1,069 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10678 PINE TREE TER
City	BOYNTON BEACH
State	FL
Zip	33436-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PINE TREE GOLF CLUB AMND /UNREC/ LT 24
Legal Range	42E
Legal Township	45S
Legal Section	25
Legal Subdivision	PINE TREE GOLF CLUB AMND
Legal Lot Number	24
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2008
Census Tract	6006

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10678 PINE TREE TER, BOYNTON BEACH, FL 33436-4906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit ITHINK FINANCIAL CU
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2018378299
Deed Book / Page	30162 / 464
Prior Transfer Date	Jun 10, 2014
Prior Transfer Doc	0269041542
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10678 PINE TREE TER, BOYNTON BEACH, FL 33436-4906
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10678 PINE TREE TER, BOYNTON BEACH, FL 33436-4906

Mortgage

Document Number	0338181204
Date	Sep 6, 2022
Book Page	33818/1204
Instrument	20220368609

Lender

Name	ITHINK FINANCIAL CU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	10678 PINE TREE TER, BOYNTON BEACH, FL 33436-4906
Document Number	0315671799
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10678 PINE TREE TER BOYNTON BEACH FL 334364906, BOYNTON BEACH, FL 33436-4906

Mortgage

Document Number	0315671799
Date	Jul 14, 2020
Book Page	031567/001799
Instrument	245055

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 3, 2018
Property Address	10678 PINE TREE TER, BOYNTON BEACH, FL 33436-4906
Document Number	0301620464
Book / Page	030162 / 000464
Instrument Date	Sep 28, 2018
Instrument	378299
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,913.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10678 PINE TREE TER BOYNTON BEACH FL 334364906, BOYNTON BEACH, FL 33436-4906

Mortgage

Document Number	301620467
Date	Oct 3, 2018
Book Page	030162/000467
Instrument	378300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,758.00 (+3.06%) Homeowner's exemption	$489,017 (+5.99%)	$1,001,189 (-5.24%) Land $426,188 Building $575,001
2024	$7,528.00 (+2.42%)
2023	$7,350.00 (+0.78%) Homeowner's exemption	$461,393 (+3%)	$1,056,564 (+32.84%) Land $388,381 Building $668,183
2022	$7,293.00 Homeowner's exemption	$447,954	$795,359 Land $312,455 Building $482,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	6 (1994–2014)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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