10678 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10678 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,189 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2021)
Tax Bill	$659 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.177`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.177`
Alternative APN	`117903`

Interior

Full Baths	1 Bath
Building Area	1,189 sqft Adjusted Area
1st Floor Area	1,172 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	117903
Street Address	10678 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 126 FOREST NORTH SUBD PH 4 SEC 11-7-11
Legal Range	11
Legal Township	07
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 4
Legal Phase	4
Legal Lot Number	126
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4004
Census Tract	3208

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10678 E BAY TREE DR, GULFPORT, MS 39503-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MISSISSIPPI HOME CORP
Oct 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Oct 11, 2018
Deed Document Number	2021-0009454-D-J1
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10678 E BAY TREE DR, GULFPORT, MS 39503-4539
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210008349TJ1
Date	Jul 1, 2021
Instrument	2021-0008349-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 1, 2021
Property Address	10678 E BAY TREE DR, GULFPORT, MS 39503-4539
Document Number	20210009454DJ1
Map Reference	PB 42 PG 39
Instrument Date	Jun 25, 2021
Instrument	2021-0009454-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10678 E BAY TREE DR, 10678, GULFPORT, MS 39503-4539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10678 E BAY TREE DR, GULFPORT, MS 39503-4539

Mortgage

Document Number	20210008350TJ1
Date	Jul 1, 2021
Instrument	2021-0008350-T-J1

Lender

Name	MISSISSIPPI HOME CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 11, 2018
Property Address	10678 E BAY TREE DR, GULFPORT, MS 39503-4539
Document Number	20180007022DJ1
Instrument Date	Oct 5, 2018
Instrument	2018-0007022-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4288 STARLIFTER CT, 4288, TRENTON, NJ 08641-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10678 E BAY TREE DR, GULFPORT, MS 39503-4539

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00 (+6.63%) Homeowner's exemption Disabled Person's exemption	$8,050 (+3.91%)	$80,500 (+3.91%) Land $18,000 Building $62,500
2024	$618.00 (-1.28%)
2023	$626.00 (-55.19%) Homeowner's exemption Disabled Person's exemption	$7,747	$77,470 Land $18,000 Building $59,470
2022	$1,397.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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