Gadsden County property record for 10677 Flat Creek Rd, Gretna, FL 32332
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,012 sqft · built 1992 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Dec 2006) |
| Tax Bill | $1,438 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-06-2N-4W-0000-00333-0500 |
| Primary APN | 3-06-2N-4W-0000-00333-0500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,012 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 2,012 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 130,680 sqft (3 acres) |
| Deck Area | 692 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10677 FLAT CREEK RD |
|---|---|
| City | GRETNA |
| State | FL |
| Zip | 32332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 657 P 958 OR 610 P 1311 O |
| Legal Range | 4W |
| Legal Township | 2N |
| Legal Section | 06 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | QUINCY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20300 |
Source: Gadsden County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2102, QUINCY, FL 32353-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2006 · Amount on Record |
| Deed Sale | Dec 13, 2006 · Amount on Record |
| Deed Document Number | 200616212 |
| Deed Book / Page | 657 / 958 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 10677 FLAT CREEK RD, GRETNA, FL 32332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10677 FLAT CREEK RD, QUINCY, FL 32351-9128 |
| Document Number | 0009080984 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 908/984 |
| Instrument | 220000075 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2051 |
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,438.00 (+2.42%) Homeowner's exemption | $142,109 (+2.88%) | $168,278 (-0.23%) Land $26,090 Building $142,188 |
| 2024 | $1,404.00 (+3.69%) Homeowner's exemption | $138,129 (+3.03%) | $168,673 (+8.51%) Land $24,854 Building $143,819 |
| 2023 | $1,354.00 (+3.91%) Homeowner's exemption | $134,069 (+2.97%) | $155,443 (-2.27%) Land $15,000 Building $140,443 |
| 2022 | $1,303.00 Homeowner's exemption | $130,206 | $159,048 Land $15,000 Building $144,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile.
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