10676 Biltmore Ln, Portage, MI 49002 Property Records

Kalamazoo County property record for 10676 Biltmore Ln, Portage, MI 49002

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,765 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2019)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00550-046-O`

Property Details

APN / Parcel Number

Primary APN	`10-00550-046-O`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Basement Area	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	132 ft deep x 118 ft wide
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	10676 BILTMORE LN
City	PORTAGE
State	MI
Zip	49002-8418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1D
Legal Description	AUSTIN SHORES UNIT 46
Legal Subdivision	AUSTIN SHORES
Legal Lot Number	46
Legal Unit	46
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2024
Census Tract	2102

Owner

10676 Biltmore Ln, a condominium, is owned and occupied by two individuals who bought it in August 2019.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10676 BILTMORE LN, PORTAGE, MI 49002-8418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 9, 2019	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jan 9, 2019 · Amount on File
Deed Document Number	201925447
Prior Transfer Date	Jun 11, 2009
Prior Transfer Doc	2009021435
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10676 BILTMORE LN, PORTAGE, MI 49002-8418
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10676 BILTMORE LN, PORTAGE, MI 49002-8418

Mortgage

Document Number	2021037309
Date	Sep 17, 2021
Instrument	2021-037309

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	10676 BILTMORE LN, PORTAGE, MI 49002-8418
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000132
Date	Jan 3, 2019
Instrument	2019-000132

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 30, 2019
Property Address	10676 BILTMORE LN, PORTAGE, MI 49002-8418
Document Number	2019025447
Map Reference	DOC 2005-015691
Instrument Date	Aug 23, 2019
Instrument	2019-025447
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,537.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10676 BILTMORE LN, 10676, PORTAGE, MI 49002-8418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10676 BILTMORE LN, PORTAGE, MI 49002-8418

Mortgage

Document Number	2019025448
Date	Aug 30, 2019
Instrument	2019-025448

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 9, 2019
Property Address	10676 BILTMORE LN, PORTAGE, MI 49002-8418
Document Number	2019000606
Instrument Date	Dec 7, 2018
Instrument	2019-000606
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Tax	$2,408.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10676 BILTMORE LN, 10676, PORTAGE, MI 49002-8418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1956 FOX PRAIRIE RD, SAINT JOSEPH, MI 49085-9161

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Vicksburg Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,200 (+2.54%)	$412,400 (+2.54%)
2025	Homeowner's exemption	$201,100	$402,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10676 Biltmore Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1980–2005)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10676 Biltmore Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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