Kenton County property record for 10674 Sinclair Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,500 (Aug 2022) |
| Tax Bill | $3,244 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Aug 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-03-437.00 |
| Primary APN | 019-00-03-437.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,656 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 10674 SINCLAIR DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-7545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENHURST SEC 14 LOT 437 |
| Legal Subdivision | GLENHURST |
| Legal Phase | 14 |
| Legal Lot Number | 437 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 63609 |
10674 Sinclair Dr is owned and occupied by an individual who bought it in August 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE LENDING INC |
| Aug 4, 2022 | Warranty Deed, Transfer |
| Jun 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIRST FED'L BK/KANSAS CITY |
| Jan 23, 2018 | Warranty Deed, Transfer · FHA Mortgage CBC NAT'L BK |
| Feb 14, 2017 | Warranty Deed, Transfer |
| Jan 10, 2017 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on File |
| Deed Sale | Aug 4, 2022 · Amount on File |
| Prior Sale | Jan 23, 2018 |
| Deed Document Number | 2022130 |
| Deed Book / Page | 181 / 97 |
| Prior Transfer Date | Jan 12, 2018 |
| Prior Transfer Doc | 0000000173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900127 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | KCM540/567 |
| Instrument | 24041505900127 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 19800 MACARTHUR BLVD STE 950, IRVINE, CA 92612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 4, 2022 |
| Property Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Document Number | 0005900130 |
| Book / Page | 181 / 97 |
| Map Reference | SL 681-A |
| Instrument Date | Jul 29, 2022 |
| Instrument | 22080405900130 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12062 AMBRUZZI DRIVE, 12062, WALTON, KY 41094 |
| Name | Verified Name |
|---|---|
| Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Document Number | 0000000203 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 10674 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545 |
| Document Number | 0000000203 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 000M84/000345 |
| Instrument | 203 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 23, 2018 |
| Property Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Document Number | 0000000173 |
| Book / Page | 0I4059 / 000067 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 173 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $81.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10674 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545 |
| Document Number | 174 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 0I4059/000072 |
| Instrument | 174 |
| Name | CBC NAT'L BK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 14, 2017 |
| Property Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Document Number | 0000000074 |
| Book / Page | 0I3897 / 000268 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 74 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10674 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 10, 2017 |
| Property Address | 10674 SINCLAIR DR, INDEPENDENCE, KY 41051-7545 |
| Document Number | 0000000169 |
| Book / Page | 0I3883 / 000199 |
| Instrument Date | Jan 7, 2017 |
| Instrument | 169 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10674 SINCLAIR DR INDEPENDENCE KY 410517545, INDEPENDENCE, KY 41051-7545 |
| Document Number | 170 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 0I3883/000201 |
| Instrument | 170 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2047 |
The 2025 property tax bill for 10674 Sinclair Dr was $3,244.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,000 (-) Land $45,000 Building $234,000 | $279,000 (-) Land $45,000 Building $234,000 | |
| 2025 | $3,244.00 | $279,000 Land $45,000 Building $234,000 | $279,000 Land $45,000 Building $234,000 |
| 2023 | $3,262.00 | $258,500 Land $30,000 Building $228,500 | $258,500 Land $30,000 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10674 Sinclair Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10674 Sinclair Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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