Hamilton County property record for 10665 Mill Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,460 sqft · built 1977 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,900 (Sep 2023) |
| Tax Bill | $4,283 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0393-0054-00 |
| Primary APN | 590-0393-0054-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 932 sqft |
| 2nd Floor Area | 528 sqft |
| Basement Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 336 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10665 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL RD 100 X 200 LOT 162 RIDGEVALE SUB BLKA PT 4 |
| Legal Subdivision | RIDGEVALE SUB |
| Legal Block | A |
| Legal Lot Number | 162 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21509 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10665 MILL RD, CINCINNATI, OH 45240-3542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Jul 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Deed Document Number | 202364335 |
| Deed Book / Page | 14997 / 2179 |
| Prior Transfer Date | Dec 30, 2008 |
| Prior Transfer Doc | 0000000923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2023 |
| Property Address | 10665 MILL RD, CINCINNATI, OH 45240-3542 |
| Document Number | 0000064335 |
| Book / Page | 14997 / 2179 |
| Map Reference | MB 32 PG 52&53 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 2023-0064335 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10665 MILL RD, CINCINNATI, OH 45240-3542 |
| Document Number | 0000064336 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-0064336 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10665 MILL RD, CINCINNATI, OH 45240-3542 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10665 MILL RD, CINCINNATI, OH 45240-3542 |
| Document Number | 0000046178 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | 14951/277 |
| Instrument | 2023-0046178 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,283.00 (+0.92%) | $73,658 (-) Land $14,602 Building $59,056 | $210,450 (-) Land $41,720 Building $168,730 |
| 2024 | $4,244.00 (+5.28%) | $73,658 (-) Land $14,602 Building $59,056 | |
| 2023 | $4,031.00 (-10.92%) | $73,658 (+23.66%) Land $14,602 Building $59,056 | $210,450 (+23.66%) Land $41,720 Building $168,730 |
| 2022 | $4,525.00 Homeowner's exemption | $59,563 Land $14,238 Building $45,325 | |
| 2020 | $170,180 Land $40,680 Building $129,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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