10664 E Cadillac Dr, Effingham, IL 62401 Property Records

Effingham County property record for 10664 E Cadillac Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,836 sqft · built 1998
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Nov 2021)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-014-062`

Property Details

APN / Parcel Number

Primary APN	`11-07-014-062`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,836 sqft Base Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	109,771 sqft (2.52 acres)

Location & Zoning

Street Address	10664 E CADILLAC DR
City	EFFINGHAM
State	IL
Zip	62401-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MCBRIDE'S ADD TO BURL GRUPE'S SUBD 3738/132 3350/47 2273/147 2273/143 1891/21 1685/347 1231/119 1112/189
Legal Subdivision	MCBRIDE'S ADDITION
Legal Lot Number	2
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4021
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Jan 6, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	202121005548
Deed Book / Page	3738 / 132
Prior Transfer Date	Oct 24, 2006
Prior Transfer Doc	2273/143
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 10, 2026
Property Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408
Document Number	0000001313
Instrument Date	Apr 8, 2026
Instrument	20261313
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408

Mortgage

Document Number	202626000197
Date	Jan 16, 2026
Instrument	202626000197

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 10, 2021
Property Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408
Document Number	003738/132
Book / Page	3738 / 132
Map Reference	MB 1887 PG339PL299-C
Instrument Date	Nov 1, 2021
Instrument	202121005548
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408

Mortgage

Document Number	202121005549
Date	Nov 10, 2021
Instrument	202121005549

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.77%
Index	1-Year LIBOR
Max Rate	3.77%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 6, 2021
Property Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408
Document Number	3646/346
Book / Page	3646 / 346
Instrument Date	Sep 15, 2020
Instrument	202121000060
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1724 MILL CANYON DR, 1724, LAS VEGAS, NV 89128-2797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N 4TH ST, EFFINGHAM, IL 62401-3482
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 21, 2017
Property Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408
Document Number	3350/047
Book / Page	3350 / 047
Map Reference	MB 1887 PG 339
Instrument Date	Nov 20, 2017
Instrument	201701705430
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Tax	$213.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10664 E CADILLAC DR, EFFINGHAM, IL 62401-7408

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 (+9.34%) Homeowner's exemption	$70,650 (+1%) Land $5,060 Building $65,590	$211,950 (+1%) Land $15,180 Building $196,770
2024	$3,117.00 (+40.66%)	$64,230 (+19.36%) Land $4,600 Building $59,630	$192,690 (+19.36%) Land $13,800 Building $178,890
2022	$2,216.00 Homeowner's exemption	$53,810 Land $3,850 Building $49,960	$161,430 Land $11,550 Building $149,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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