1066 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 1066 Spencer St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,054 sqft · built 2017
Lot Size	0.157 acres (6,843 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2026)
Tax Bill	$6,494 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-09 B:0000 L:0072`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-09 B:0000 L:0072`
Alternative APN	`M:0D=09 B:0000 L:0072`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	2,408 sqft
Basement Area	910 sqft
Finished Basement	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,843 sqft (0.157 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1066 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	72
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3013
Census Tract	640800

Owner

1066 Spencer St is owned and occupied by two individuals who bought it in July 2026.

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Jan 22, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jan 12, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Feb 2, 2018	Quit Claim Deed, Transfer PACIFIC UNION FINCL
Apr 28, 2017	Quit Claim Deed, Transfer COUNTY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	20269809
Deed Book / Page	12109 / 115
Prior Transfer Date	Jan 16, 2026
Prior Transfer Doc	011974-186
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jul 14, 2026
Property Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Document Number	0000009809
Book / Page	12109 / 115
Instrument Date	Jul 14, 2026
Instrument	20269809
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531

Mortgage

Date	Jul 14, 2026

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jan 22, 2026
Property Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Document Number	011974-186
Book / Page	11974 / 186
Instrument Date	Jan 16, 2026
Instrument	899
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Apr 27, 2021
Property Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Document Number	10541-267
Book / Page	10541 / 267
Instrument Date	Apr 27, 2021
Instrument	9422
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531

Mortgage

Document Number	9423
Date	Apr 27, 2021
Instrument	9423

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10169-30
Date	Jul 16, 2020
Book Page	10169/30
Instrument	12092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Document Number	9696-311
Instrument Date	Jan 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SPENCER ST FALL RIVER MA 027214531, FALL RIVER, MA 02721-4531

Mortgage

Document Number	9696-311
Date	Jan 29, 2019
Book Page	009696/000311
Instrument	1455

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Feb 2, 2018
Property Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Document Number	9441-153
Book / Page	9441 / 153
Instrument	1851
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531

Mortgage

Document Number	94410157
Date	Feb 2, 2018
Instrument	09441/0157

Lender

Name	PACIFIC UNION FINCL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Apr 28, 2017
Property Address	1066 SPENCER ST, FALL RIVER, MA 02721-4531
Document Number	9231-59
Book / Page	9231 / 59
Instrument	6958
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$13.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	92310068
Date	Apr 28, 2017
Instrument	09231/0068

Lender

Name	COUNTY MORTGAGE LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1066 Spencer St was $6,494, down 0.4% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,494.00 (-0.35%)	$565,700 (-0.61%) Land $133,200 Building $432,500	$552,987 (-4.47%)
2025	$6,517.00 (+13.04%)	$569,200 (+13.45%) Land $130,700 Building $438,500	$578,835 (+3.57%)
2024	$5,765.00 (+0.21%)	$501,700 (+7%) Land $125,800 Building $375,900	$558,885
2023	$5,753.00	$468,900 Land $119,700 Building $349,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1066 Spencer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1066 Spencer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Cox Communications.

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