10657 State Rd 48, Sunman, IN 47041 Property Records

Dearborn County property record for 10657 State Rd 48, Sunman, IN 47041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,712 sqft · built 1940
Lot Size	1.18 acres (51,619 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2016)
Tax Bill	$862 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Jul 2007 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`019-000638-00`

Property Details

APN / Parcel Number

Primary APN	`019-000638-00`
Alternative APNs	`15-05-29-200-042.000-019` `00000017501`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	944 sqft
Attic	Attic
Attic Area	1,536 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Roof Material	Asphalt
Lot Area	51,619 sqft (1.18 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000017501
Street Address	10657 STATE ROAD 48
City	SUNMAN
State	IN
Zip	47041-8789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-10-01 PT NW 29-6-2 1.185A
Jurisdiction	DEARBORN IN
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2006
Census Tract	80700

Owner

10657 State Rd 48 is owned and occupied by an individual who acquired it in January 2017.

Source: Dearborn County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2007	Deed of Trust, Mortgage · Stand-Alone First Mortgage HSBC MORTGAGE CORP
Jul 16, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 20, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 13, 2016	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 13, 2017	Warranty Deed, Transfer
Oct 10, 2014	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2016 · Amount on File
Deed Sale	Aug 26, 2016 · Amount on File
Prior Sale	May 4, 2016 · Amount on File
Deed Document Number	20164212453
Last Transfer Date	Jan 27, 2017
Transfer Doc	2017000979
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700000454
Date	Jan 12, 2007
Instrument	200700000454

Lender

Name	HSBC MORTGAGE CORP
Type	Seller
Address	2929 WALDEN AVE, DEPEW, NY 14043

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2037

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700006197
Date	Jul 16, 2007
Instrument	200700006197

Lender

Name	US BANK NA
Type	Seller

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jun 21, 2022

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024005810
Date	Nov 20, 2024
Instrument	2024005810

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 25, 2054

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016008588
Date	Dec 13, 2016
Instrument	2016008588

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	LAWRENCEBURG, IN 47025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2046

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Feb 13, 2017
Property Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789
Document Number	2017000979
Instrument Date	Jan 27, 2017
Instrument	2017000979
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789

October 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEARBORN IN
Recording Date	Oct 10, 2014
Property Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789
Document Number	2014007191
Instrument Date	Oct 8, 2014
Instrument	2014007191
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10657 STATE ROAD 48, SUNMAN, IN 47041-8789

Mortgage

Document Number	2014007192
Date	Oct 10, 2014
Instrument	2014007192

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 10657 State Rd 48 was $862 with a homeowner's exemption, up 14.9% from the year before.

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dearborn County
County Subdivision	Manchester Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$862.00 (+14.93%) Homeowner's exemption	$122,000 Land $25,900 Building $96,100	$122,000 Land $25,900 Building $96,100
2024	$750.00 (-0.66%)
2023	$755.00 (-2.2%)	$101,400 (-1.65%) Land $25,900 Building $75,500	$101,400 (-1.65%) Land $25,900 Building $75,500
2022	$772.00	$103,100 Land $25,900 Building $77,200	$103,100 Land $25,900 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10657 State Rd 48 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10657 State Rd 48 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Southeastern Indiana REMC, Southeastern Indiana Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 48

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