10656 Millbrook Dr, Chestertown, MD 21620 Property Records

Kent County property record for 10656 Millbrook Dr, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 2005
Lot Size	0.459 acres (20,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Oct 2022)
Tax Bill	$3,482 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-010317`

Property Details

APN / Parcel Number

Primary APN	`03-010317`
Alternative APNs	`3010317` `010317`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,001 sqft (0.459 acres)
Deck Area	160 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	010317
Street Address	10656 MILLBROOK DR
City	CHESTERTOWN
State	MD
Zip	21620-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 737 & 738 10656 MILLBROOK DRIVE CHESAPEAKE LANDING
Legal Subdivision	CHESAPEAKE LANDING
Legal Lot Number	737,738
Jurisdiction	KENT MD
Township / Civil Division	3, WORTON (BETTERTON)
Census Block Group	3
Census Block	3038
Census Tract	950200

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10656 MILLBROOK DR, CHESTERTOWN, MD 21620-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Apr 13, 2007 · Amount on Record
Deed Book / Page	1277 / 208
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Oct 5, 2022
Property Address	10656 MILLBROOK DR, CHESTERTOWN, MD 21620-3613
Document Number	0012770208
Book / Page	1277 / 208
Map Reference	MB 1 FO 67
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10656 MILLBROOK DR, CHESTERTOWN, MD 21620-3613

Mortgage

Document Number	0012770215
Date	Oct 5, 2022
Instrument	1277-0215

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,482.00 (+1.43%) Homeowner's exemption	$307,100 (+31.16%)	$315,700 (+4.26%) Land $61,200 Building $254,500
2025	$3,433.00 (+52.92%)
2023	$2,245.00	$234,133	$302,800 Land $61,200 Building $241,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2003–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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