San Joaquin County property record for 10656 Cornerstone Cir, Stockton, CA 95209
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,458 sqft · built 2003 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (Oct 2003) |
| Tax Bill | $8,026 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 070-450-330-000 |
| Primary APN | 070-450-330-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,458 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,000 sqft (0.184 acres) |
| Garage Area | 954 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 070-450-33 |
|---|---|
| Street Address | 10656 CORNERSTONE CIR |
| City | STOCKTON |
| State | CA |
| Zip | 95209-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERFORD ESTATES EAST 04 LOT 53 |
| Legal Subdivision | WATERFORD ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 53 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3219 |
10656 Cornerstone Cir is owned and occupied by two individuals who acquired it in September 2016.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10656 CORNERSTONE CIR, STOCKTON, CA 95209-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2003 · Amount on File |
| Deed Sale | Oct 28, 2003 · Amount on File |
| Deed Document Number | 2003248525 |
| Last Transfer Date | Sep 27, 2016 |
| Transfer Doc | 0000125894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 10656 CORNERSTONE CIR, STOCKTON, CA 95209-4205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10656 CORNERSTONE CIR, STOCKTON, CA 95209-4205 |
| Document Number | 0000008465 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023-008465 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 2, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 10656 CORNERSTONE CIR, STOCKTON, CA 95209-4205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000068937 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018-068937 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 10656 CORNERSTONE CIR, STOCKTON, CA 95209-4205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STATES TITLE |
| Name | Verified Name |
|---|---|
| Address | 10656 CORNERSTONE CIR, STOCKTON, CA 95209-4205 |
| Document Number | 0000010881 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-010881 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 10656 CORNERSTONE CIR, STOCKTON, CA 95209-4205 |
| Document Number | 0000071860 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10656 CORNERSTONE CIR STOCKTON CA 952094205, STOCKTON, CA 95209-4205 |
| Document Number | 0000071860 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 71860 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 8, 2034 |
The 2026 property tax bill for 10656 Cornerstone Cir was $8,026, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,026.00 (+0.26%) | ||
| 2025 | $8,005.00 | $585,105 Land $167,760 Building $417,345 | |
| 2023 | $7,816.00 (+2.42%) | $562,387 Land $161,247 Building $401,140 | $671,220 |
| 2022 | $7,631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10656 Cornerstone Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10656 Cornerstone Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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