10655 Echo Ave, Monona, IA 52159 Property Records

Clayton County property record for 10655 Echo Ave, Monona, IA 52159

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,525 sqft · built 2020
Lot Size1.49 acres (64,904 sqft)
OwnerCompany Name on Record
Tax Bill$2,848 (2025)
Deeds & MortgagesJun 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN0204401005

Property Details

APN / Parcel Number

Primary APN0204401005

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,525 sqft Living Area
Basement Area1,525 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area64,904 sqft (1.49 acres)
Garage TypeAttached
Garage Area1,098 sqft
Parking Spaces4 Parking Spaces
Deck Area256 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10655 ECHO AVE
CityMONONA
StateIA
Zip52159-8012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 NW SE 4 95 5
Legal Lot Number2
JurisdictionCLAYTON IA
Township / Civil DivisionMONONA
Census Block Group2
Census Block2000
Census Tract70200

Owner

Source: Clayton County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10655 ECHO AVE, MONONA, IA 52159-8012
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address10655 ECHO AVE, MONONA, IA 52159-8012
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R02360
DateJun 30, 2020
Instrument2020R02360
Lender
NameLUANNA SAVINGS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
Unified School DistrictMFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,848.00 (+28.75%) Homeowner's exemption$281,261 (+34.98%) Land $4,137 Building $277,124$281,261 (+34.98%) Land $4,137 Building $277,124
2024$2,212.00 (-8.22%)
2023$208,366 Land $3,367 Building $204,999$208,366 Land $3,367 Building $204,999
2022$2,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Echo Ave

Nearby Streets

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