10654 Willow Ln, Penn Valley, CA 95946 Property Records

Nevada County property record for 10654 Willow Ln, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,835 sqft · built 1989
Lot Size	2.23 acres (97,574 sqft)
Owner	2 Trust Names on File
Last Sale	$22,500 (Mar 2024)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-191-002-000`

Property Details

APN / Parcel Number

Primary APN	`051-191-002-000`
Alternative APN	`51-191-02-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	1,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Traditional
Lot Area	97,574 sqft
View / Lot	Average
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Patio Area	1,835 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	51-191-02-000
Street Address	10654 WILLOW LN
City	PENN VALLEY
State	CA
Zip	95946-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1.5
Legal Description	PCL 4 PM 6/185
Legal Subdivision	NORTHWEST QUARTER OF
Legal Lot Number	4
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1011
Census Tract	404

Owner

10654 Willow Ln is held in a trust since March 2024.

Source: Nevada County records, as of July 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14946 COUTOLENC RD, MAGALIA, CA 95954-9008
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Grant Deed, Transfer · Line of Credit FIRST US COMMUNITY CREDIT UNION
May 4, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Mar 29, 2024	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on File
Deed Sale	Mar 29, 2024 · Amount on File
Prior Sale	Jun 8, 2010 · Amount on File
Deed Document Number	20244782
Prior Transfer Date	Aug 4, 2005
Prior Transfer Doc	0000030968
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 4, 2026
Property Address	10654 WILLOW LN, PENN VALLEY, CA 95946-9324
Document Number	0000006970
Instrument Date	Mar 24, 2026
Instrument	20266970
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14946 COUTOLENC RD, MAGALIA, CA 95954-9008

Mortgage

Document Number	0000006971,
Date	May 4, 2026
Instrument	20266971

Lender

Name	FIRST US COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2046

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 4, 2026
Property Address	10654 WILLOW LN, PENN VALLEY, CA 95946-9324
Document Number	0000006972
Instrument Date	Mar 24, 2026
Instrument	20266972
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14946 COUTOLENC RD, MAGALIA, CA 95954-9008

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 29, 2024
Property Address	10654 WILLOW LN, PENN VALLEY, CA 95946-9324
Document Number	0000004782
Map Reference	MB 6 PG 185
Instrument Date	Mar 27, 2024
Instrument	20240004782
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14946 COUTOLENC RD, MAGALIA, CA 95954-9008

Tax Assessment & Valuation

The 2025 property tax bill for 10654 Willow Ln was $5,080, up 3.3% from the year before.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,524 (+2%) Land $104,040 Building $218,484
2025	$5,080.00 (+3.32%)	$316,200 Land $102,000 Building $214,200
2024	$4,917.00 (+33.47%)
2023	$3,684.00 (+5.8%)	$192,294 Land $74,435 Building $117,859	$305,460
2022	$3,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10654 Willow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10654 Willow Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, Verizon.

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