10654 Saddlebrook Dr, Grand Ledge, MI 48837 Property Records

Eaton County property record for 10654 Saddlebrook Dr, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,992 sqft · built 2016
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2020)
Tax Bill	$11,365 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04006950058000`

Property Details

APN / Parcel Number

Primary APN	`04006950058000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 84.8 ft wide
Garage Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10654 SADDLEBROOK DR
City	GRAND LEDGE
State	MI
Zip	48837-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOT 58, POINTE WEST SUBDIVISION #3, SEC 20, T4N, R3W, DELTA TWP. D 11-24-16 SPLIT FROM PARCEL 040-020-200-038-00 FOR 2016
Legal Range	03W
Legal Township	04N
Legal Section	20
Legal Subdivision	POINTE WEST SUBDIVISION
Legal Lot Number	58
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1011
Census Tract	20302

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed, Transfer · Conventional Mortgage DIGITAL FCU
Dec 18, 2020	Intrafamily Transfer, Transfer
Nov 12, 2020	Deed, Transfer · Conventional Mortgage DIGITAL FCU
Nov 12, 2020	Deed, Transfer · Conventional Mortgage DIGITAL FCU
May 1, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage INDEPENDENT BANK
Sep 1, 2016	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Book / Page	2883 / 597
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	2892/505
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EATON MI
Recording Date	Nov 12, 2020
Property Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526
Document Number	002883/597
Book / Page	2883 / 597
Map Reference	LB 13 PG 221
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DIVERSIFIED NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10654 SADDLEBROOK DR, 10654, GRAND LEDGE, MI 48837-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526

Mortgage

Document Number	0002883599
Date	Nov 12, 2020
Instrument	2883/599

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Dec 18, 2020
Property Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526
Document Number	002892/505
Book / Page	2892 / 505
Map Reference	LB 13 PG 221
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EATON MI
Recording Date	Nov 12, 2020
Property Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526
Document Number	002883/597
Book / Page	2883 / 597
Map Reference	LB 13 PG 221
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DIVERSIFIED NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10654 SADDLEBROOK DR, 10654, GRAND LEDGE, MI 48837-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526

Mortgage

Document Number	0002883599
Date	Nov 12, 2020
Instrument	2883/599

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EATON MI
Recording Date	Nov 12, 2020
Property Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526
Document Number	002883/597
Book / Page	2883 / 597
Map Reference	LB 13 PG 221
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	DIVERSIFIED NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526

Mortgage

Document Number	0002883599
Date	Nov 12, 2020
Instrument	2883/599

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 1, 2017
Property Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526
Document Number	02676/0596
Book / Page	2676 / 0596
Map Reference	LB P00013 PG221
Instrument Date	Apr 26, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,459.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1188 E PARIS AVE SE, GRAND RAPIDS, MI 49546-8331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526

Mortgage

Document Number	0026760598
Date	May 1, 2017
Instrument	2676/0598

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 1, 2016
Property Address	10654 SADDLEBROOK DR, GRAND LEDGE, MI 48837-9526
Document Number	02638/1028
Book / Page	2638 / 1028
Map Reference	LB P00013 PG221&222
Instrument Date	Aug 26, 2016
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$399.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1188 E PARIS AVE SE STE 100, 100, GRAND RAPIDS, MI 49546-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 E PARIS AVE SE STE 100, 100, GRAND RAPIDS, MI 49546-8350

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,800 (+5.83%)	$435,600 (+5.83%)
2025	$11,365.00 (+5.54%)	$205,800 (+16.47%)	$411,600 (+16.47%)
2024	$10,768.00 (+71.85%)
2023		$176,700	$353,400
2022	$6,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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