10654 Rich Rd, Minneapolis, MN 55437 Property Records

Hennepin County property record for 10654 Rich Rd, Minneapolis, MN 55437

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,726 sqft · built 1966
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2018)
Tax Bill	$6,085 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-027-24-31-0004`

Property Details

APN / Parcel Number

Primary APN	`19-027-24-31-0004`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
Gross Area	2,341 sqft
1st Floor Area	1,726 sqft
Basement Area	615 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1989
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Depth	100 ft Depth
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	280 sqft
Deck Area	264 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10654 RICH RD
City	MINNEAPOLIS
State	MN
Zip	55437-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 BLOCK 003 B HERITAGE HILLS 2ND ADDN SE110X100X119X112
Legal Range	24
Legal Township	027
Legal Section	19
Legal Quarter	31
Legal Subdivision	HERITAGE HILLS 2ND ADDN
Legal Block	3
Legal Lot Number	14
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	25704

Owner

10654 Rich Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10654 RICH RD, MINNEAPOLIS, MN 55437-2833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 18, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Oct 23, 2014 · Amount on File
Deed Document Number	20185546438
Prior Transfer Date	Nov 8, 2013
Prior Transfer Doc	0T05133526
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10654 RICH RD, BLOOMINGTON, MN 55437-2833
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05815436
Date	Mar 19, 2021
Instrument	T05815436

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 18, 2018
Property Address	10654 RICH RD, BLOOMINGTON, MN 55437-2833
Document Number	0005546438
Instrument Date	Jul 6, 2018
Instrument	5546438
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10654 RICH RD BLOOMINGTON MN 554372833, BLOOMINGTON, MN 55437-2833

Mortgage

Document Number	5546439
Date	Jul 18, 2018
Instrument	5546439

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10654 Rich Rd was $6,085 with a homeowner's exemption, down 2.3% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,085.00 (-2.3%) Homeowner's exemption	$402,600 (+2.6%) Land $176,900 Building $225,700	$402,600 (+2.6%) Land $176,900 Building $225,700
2024	$6,228.00 (+36.55%)	$392,400 Land $160,000 Building $232,400	$392,400 Land $160,000 Building $232,400
2023	$4,561.00 Homeowner's exemption
2022		$390,800 Land $161,700 Building $229,100	$390,800 Land $161,700 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10654 Rich Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10654 Rich Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, T-Mobile.

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