10654 Ramsey St, Linden, NC 28356 Property Records

Cumberland County property record for 10654 Ramsey St, Linden, NC 28356

Property Summary

Property Type	Convenience Store
Details	2 ba · 3,024 sqft · built 1988
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Feb 2021)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0564-47-4614`

Property Details

APN / Parcel Number

Primary APN	`0564-47-4614`
Alternative APN	`0564.01474614`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,024 sqft Total Area
1st Floor Area	3,024 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Siding
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	130 ft deep x 290 ft wide
Canopy	1,308 sqft

Location & Zoning

Old Parcel Number	0564.01474614
Street Address	10654 RAMSEY ST
City	LINDEN
State	NC
Zip	28356-8956
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Local Zoning Code	CP
Legal Description	LO:15A PL:0063-0061
Legal Subdivision	RAMSEY STREET
Legal Lot Number	ON
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	4
Census Block	4010
Census Tract	3700

Owner

Source: Cumberland County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	5208 CAMELLIA LN, LUMBERTON, NC 28360-8103
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	0011035414
Deed Book / Page	11035 / 414
Record Updated	Jun 8, 2026

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 23, 2021
Property Address	10654 RAMSEY ST, LINDEN, NC 28356-8956
Document Number	0110350414
Book / Page	11035 / 414
Instrument Date	Feb 23, 2021
Instrument	8362
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 STONELEIGH DR, 217, FAYETTEVILLE, NC 28311-7111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 CAMELLIA LN, LUMBERTON, NC 28360-8103

Mortgage

Document Number	8363
Date	Feb 23, 2021
Instrument	8363

Lender

Name	HEMTRUSH INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Mar 31, 2031

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (-19.26%)	$238,751 (+15.42%) Land $29,747 Building $209,004	$238,751 (+15.42%) Land $29,747 Building $209,004
2024		$206,854 (-) Land $28,221 Building $178,633	$206,854 (-) Land $28,221 Building $178,633
2023	$2,066.00	$206,854 Land $28,221 Building $178,633	$206,854 Land $28,221 Building $178,633
2022	$2,066.00
2019	$2,066.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LINDEN serves 2,220 people · EPA ID NC0326045
Water Source	Purchased surface water from HARNETT REGIONAL WATER
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20