10654 Inside Loop, #4, Orlando, FL 32825 Property Records

Orange County property record for 10654 Inside Loop, #4, Orlando, FL 32825 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2014
Square Footage	2,790 sqft Living Area
Lot Size	9,874 sqft (0.227 acres)
Garage	Attached, 441 sqft
Last Sale	$369,999 (2018)
Tax Bill	$6,757.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-22-31-1803-00-990`
Alternative APNs	`312232180300990` `616320` `622625` `627427`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,790 sqft Living Area
Gross Area	3,747 sqft Gross Area
1st Floor	1,328 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,874 sqft (0.227 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Porch Area	214 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	10654 INSIDE LOOP, 4
City	ORLANDO
State	FL
Zip	32825-8879
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTRYWALK UNITS 4 & 5, PHASE 3 81/70 LOT 99
Legal Range	31E
Legal Township	22S
Legal Section	32
Legal Subdivision	COUNTRYWALK UNITS 4 & 5, PH 3
Legal Phase	3
Legal Tract	1803
Legal Lot Number	99
Legal Unit	4
Jurisdiction	ORANGE FL
Minor Civil Division	UNION PARK
Census Blockgroup	1
Census Block	1000
Census Tract	16751

Owner

Source: Orange County records · APN 32-22-31-1803-00-990

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10654 INSIDE LOOP, ORLANDO, FL 32825-8879
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WATERSTONE MTG CORP
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Dec 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage MERLIN CARIBBEAN INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Doc Number	2018405717
Prior Transfer Date	Mar 14, 2016
Prior Transfer Doc	0000160901
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10654 INSIDE LOOP, ORLANDO, FL 32825-8879
Document Number	0000563981
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 09, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	10654 INSIDE LOOP ORLANDO FL 328258879, ORLANDO, FL 32825-8879

Mortgage

Document Number	0000563981
Date	Oct 28, 2020
Instrument	563981

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 11, 2018
Property Address	10654 INSIDE LOOP, ORLANDO, FL 32825-8879
Document Number	0000405717
Map Reference	MB 81 PG 70&71
Instrument Date	Jul 06, 2018
Instrument	20180405717
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ARTESIAN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 782260, ORLANDO, FL 32878-2260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10654 INSIDE LOOP, ORLANDO, FL 32825-8879

Mortgage

Document Number	0000405718
Date	Jul 11, 2018
Instrument	20180405718

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10654 INSIDE LOOP, ORLANDO, FL 32825-8879
Document Number	0000014661
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 03, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	10654 INSIDE LOOP ORLANDO FL 328258879, ORLANDO, FL 32825-8879

Mortgage

Document Number	0000014661
Date	Jan 09, 2017
Instrument	14661

Lender

Name	MERLIN CARIBBEAN INC
Address	PO BOX 2177, PALM HARBOR, FL 34682-2177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,815 (+2.7%)	$613,800 (-1.35%) Land $85,000 Building $528,800
2025	$6,757.00 (+4.32%) Homeowner's exemption	$423,384 (+5.99%)	$622,230 (+12.06%) Land $85,000 Building $537,230
2024	$6,477.00 (+7.11%)
2023	$6,047.00 (+3.58%) Homeowner's exemption	$399,468 (+3%)	$555,241 (+26.5%) Land $85,000 Building $470,241
2022	$5,838.00 Homeowner's exemption	$387,833	$438,938 Land $75,000 Building $363,938

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 820 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

10654 Inside Loop, #4, Orlando, FL 32825 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2016: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Inside Loop

Nearby Streets

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