10654 390th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 10654 390th St, Onamia, MN 56359

Property Summary

Property TypeOther Improved
Details1,384 sqft · built 1990
Lot Size2.08 acres (90,605 sqft)
OwnerCompany Name on Record
Last Sale$420,000 (Jul 2013)
Tax Bill$8,050 (2026)
Deeds & MortgagesNov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN17-016-0301

Property Details

APN / Parcel Number

Primary APN17-016-0301

Interior

Building Area1,384 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area90,605 sqft (2.08 acres)
Garage TypeMixed
Garage Area2,472 sqft
Parking Spaces8 Parking Spaces
PorchSlab
Deck Area114 sqft

Location & Zoning

Street Address10654 390TH ST
CityONAMIA
StateMN
Zip56359-9804
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionW 150 FT OF E 969.4 FT OF GOV LOT 3, AS MEAS ON S LINE, SEE 7/19/89 SURVEY 16 42 26 2.08
Legal Range26
Legal Township42
Legal Section16
Legal Lot Number3
JurisdictionMILLE LACS MN
Township / Civil DivisionSOUTH HARBOR
Census Block Group2
Census Block2019
Census Tract970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16261 ROYAL RD, ANOKA, MN 55303-8013
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Deed Document Number2013380645
Last Transfer DateOct 27, 2023
Transfer Doc000A438615
Record UpdatedOct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLE LACS MN
Recording DateNov 2, 2023
Property Address10654 390TH ST, ONAMIA, MN 56359-9804
Document Number000A438615
Instrument DateOct 27, 2023
InstrumentA438615
Transaction TypeTransfer
Record UpdatedDec 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16261 ROYAL RD, RAMSEY, MN 55303-8013

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionSouth Harbor Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,050.00 (+9.94%)$708,700 (+1.49%) Land $299,800 Building $408,900$708,700 (+1.49%) Land $299,800 Building $408,900
2025$698,300 (+10.19%) Land $297,400 Building $400,900$698,300 (+10.19%) Land $297,400 Building $400,900
2023$7,322.00$633,700 Land $238,200 Building $395,500$633,700 Land $238,200 Building $395,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20

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