10654 117th Way, Largo, FL 33778 Property Records

Pinellas County property record for 10654 117th Way, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,663 sqft · built 1979
Lot Size0.148 acres (6,443 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (May 2025)
Tax Bill$3,137 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-8360-0

Property Details

APN / Parcel Number

Primary APNC62-000-750-8360-0
Alternative APNs
  • 16-30-15-78648-000-0110
  • 301516786480000110
  • 153016786480000110
  • R173334

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,663 sqft Living Area
Gross Area2,342 sqft
1st Floor Area1,663 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,443 sqft (0.148 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area208 sqft
Deck Area100 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR173334
Street Address10654 117TH WAY
CityLARGO
StateFL
Zip33778-3630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANDY WOODS ADD LOT 11
Legal Range15E
Legal Township30S
Legal Section16
Legal SubdivisionSANDY WOODS ADD
Legal Tract78648
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1028
Census Tract25119

Owner

10654 117th Way is owned and occupied by an individual who bought it in May 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address10654 117TH WAY, LARGO, FL 33778-3630
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2025 · Amount on File
Deed SaleMay 14, 2025 · Amount on File
Prior SaleDec 23, 2015 · Amount on File
Deed Document Number2025141180
Deed Book / Page23163 / 1607
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10654 117TH WAY, SEMINOLE, FL 33778-3630
Document Number0210981430
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10654 117TH WAY LARGO FL 337783630, LARGO, FL 33778-3630

Mortgage

Document Number0210981430
DateJul 29, 2020
Book Page021098/001430
Instrument224425
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 28, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 10654 117th Way was $3,137.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySeminole City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,137.00$228,566$386,755 Land $136,705 Building $250,050
2023$2,777.00 (+3%) Homeowner's exemption$215,654 (+3%)$369,682 (+14.57%) Land $174,041 Building $195,641
2022$2,696.00 Homeowner's exemption$209,373$322,660 Land $173,172 Building $149,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10654 117th Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims7 (1981–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10654 117th Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on 117th Way

Nearby Streets

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