10653 Oak Leaf Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10653 Oak Leaf Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,701 sqft · built 1998
Lot Size	0.2 acres (8,714 sqft)
Owner	Individual Name on File
Last Sale	$158,200 (Jan 2020)
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-28-0-00038-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-28-0-00038-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,701 sqft Adjusted Area
1st Floor Area	1,456 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,714 sqft (0.2 acres)
Lot Dimensions	135 ft deep x 65 ft wide

Location & Zoning

Street Address	10653 OAK LEAF DR
City	OLIVE BRANCH
State	MS
Zip	38654-5199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	MAGNOLIA LAKES S-D SEC A LOT 38
Legal Range	006
Legal Township	01S
Legal Section	35
Legal Subdivision	MAGNOLIA LAKES S-D
Legal Lot Number	38
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	70822

Owner

10653 Oak Leaf Dr is owned and occupied by an individual who bought it in January 2020.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	10653 OAK LEAF DR, OLIVE BRANCH, MS 38654-5199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2020 · Amount on File
Deed Sale	Jan 16, 2020 · Amount on File
Prior Sale	Oct 11, 2013
Deed Book / Page	909 / 459
Prior Transfer Date	Mar 19, 2015
Prior Transfer Doc	000758/658
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 16, 2020
Property Address	10653 OAK LEAF DR, OLIVE BRANCH, MS 38654-5199
Document Number	000909/459
Book / Page	0909 / 459
Map Reference	MB 59 PG 1-4
Instrument Date	Jan 16, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 BATTLE RD, 412, BYHALIA, MS 38611-6127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 OAK LEAF DR, OLIVE BRANCH, MS 38654-5199

Mortgage

Document Number	0004869689
Date	Jan 16, 2020
Instrument	4869/689

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10653 Oak Leaf Dr was $1,180.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00	$12,782 Land $2,000 Building $10,782	$127,823 Land $20,000 Building $107,823
2023	$994.00	$9,486	$94,861 Land $20,000 Building $74,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10653 Oak Leaf Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2009–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10653 Oak Leaf Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20