10653 Louisa Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 10653 Louisa Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,090 sqft · built 1951
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on Record
Last Sale	$178,000 (May 1992)
Tax Bill	$5,573 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-235-44-00`

Property Details

APN / Parcel Number

Primary APN	`501-235-44-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,090 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10653 LOUISA DR
City	LA MESA
State	CA
Zip	91941-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 314 E 64.32 FT MEAS AT R/A TO E LI IN TR 002369
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002369
Legal Block	3
Legal Lot Number	314
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3021
Census Tract	13605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10653 LOUISA DR, LA MESA, CA 91941-7058
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 1992 · Amount on Record
Deed Sale	May 29, 1992 · Amount on Record
Deed Document Number	1992331693
Last Transfer Date	Mar 17, 2016
Transfer Doc	0000131569
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10653 LOUISA DR, LA MESA, CA 91941-7058
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10653 LOUISA DR, LA MESA, CA 91941-7058

Mortgage

Document Number	0000819287
Date	Dec 1, 2021
Instrument	2021-0819287

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10653 LOUISA DR, LA MESA, CA 91941-7058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251616
Date	May 18, 2020
Instrument	2020-0251616

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8%
Index	1-Year LIBOR
Margin	2
Max Rate	8%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$484,536 (+2%) Land $180,359 Building $304,177
2025	$5,573.00 (+5.73%) Homeowner's exemption	$475,036 (+4.04%) Land $176,823 Building $298,213
2023	$5,271.00 (+1.19%) Homeowner's exemption	$456,591 Land $169,957 Building $286,634
2022	$5,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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