Oneida County and Remsen Town property record for 10652 Commons Rd, Remsen, NY 13438
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,603 sqft · built 1990 |
| Lot Size | 96 acres (4,183,502 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,481 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Nov 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 305289 121.000-1-16.3 |
| Primary APN | 305289 121.000-1-16.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 4,183,502 sqft (96 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 28 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 011340 |
|---|---|
| Street Address | 10652 COMMONS RD |
| City | REMSEN |
| State | NY |
| Zip | 13438-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 16.003 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | REMSEN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 24102 |
10652 Commons Rd, a rural home, is owned and occupied by two individuals.
Source: Oneida County and Remsen Town records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10652 COMMONS RD, REMSEN, NY 13438-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Nov 12, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 4, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 10652 COMMONS RD, REMSEN, NY 13438-4009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 10611 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-010611 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 12, 2019 |
| Property Address | 10652 COMMONS RD, REMSEN, NY 13438-4009 |
| Document Number | 0000015712 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 15712 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $32.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10652 COMMOND RD REMSEN NY 13438, REMSEN, NY 13438 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 10652 COMMONS RD, REMSEN, NY 13438-4009 |
| Document Number | 0000005606 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 10652 COMMONS RD REMSEN NY 134384009, REMSEN, NY 13438-4009 |
| Document Number | 0000005606 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 5606 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 19, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10652 Commons Rd was $6,481.
Source: Oneida County and Remsen Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Remsen Town |
| Unified School District | Remsen Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,481.00 | $116,000 Land $20,000 Building $96,000 | $322,222 Land $55,556 Building $266,666 |
| 2023 | $116,000 (-) Land $20,000 Building $96,000 | $257,778 (+6.67%) Land $44,444 Building $213,334 | |
| 2022 | $1,764.00 Homeowner's exemption | $116,000 Land $20,000 Building $96,000 | $241,667 Land $41,667 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10652 Commons Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10652 Commons Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 1,000 / 1,000 |
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