Stearns County property record for 10652 Chapel St, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,198 sqft · built 1992 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,900 (Apr 1995) |
| Tax Bill | $7,838 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-42051-0000 |
| Primary APN | 76-42051-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 3,663 sqft |
| 1st Floor Area | 728 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 63,598 sqft (1.46 acres) |
| Lot Dimensions | 338 ft deep x 100 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 10 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10652 CHAPEL ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 MIKE LOESCH ADD SECTION 09 TOWNSHIP 123 RANGE 029 SECTION 09 TOWNSHIP 123 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 09 |
| Legal Subdivision | MIKE LOESCH ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ROCKVILLE |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 11306 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10652 CHAPEL ST, SAINT CLOUD, MN 56301-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 1995 · Amount on Record |
| Deed Sale | Apr 23, 1995 · Amount on Record |
| Prior Sale | May 15, 1992 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Rockville City |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,838.00 (+25.33%) | ||
| 2025 | $653,800 (+8.59%) Land $68,000 Building $585,800 | $653,800 (+8.59%) Land $68,000 Building $585,800 | |
| 2023 | $6,254.00 | $602,100 Land $67,500 Building $534,600 | $602,100 Land $67,500 Building $534,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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