10651 Bailey Dr NE, Lowell, MI 49331 Property Records

Kent County property record for 10651 Bailey Dr NE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,033 sqft · built 1932
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Aug 2013)
Tax Bill	$2,445 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-20-300-028`

Property Details

APN / Parcel Number

Primary APN	`41-16-20-300-028`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,033 sqft Living Area
1st Floor Area	1,201 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	51,401 sqft (1.18 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10651 BAILEY DR NE
City	LOWELL
State	MI
Zip	49331-9479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	411620300028 PART OF SW 1/4 COM 897.16 FT N 89D 11M 14S W ALONG S SEC LINE FROM S 1/4 COR TH N 89D 11M 14S W ALONG S SEC LINE
Legal Range	09W
Legal Township	07N
Legal Section	20
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3009
Census Tract	12003

Owner

Source: Kent County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE MORTGAGE WHOLESALE INC
Jul 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2013 · Amount on Record
Deed Sale	Aug 5, 2013 · Amount on Record
Deed Document Number	201381425
Last Transfer Date	Jul 12, 2021
Transfer Doc	0000082191
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479

Mortgage

Document Number	0000073673
Date	Nov 13, 2025
Instrument	20251113-0073673

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479

Mortgage

Document Number	0000081127
Date	Oct 20, 2022
Instrument	20221020-0081127

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077182
Date	Oct 2, 2018
Instrument	20181002-0077182

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086783
Date	Nov 7, 2019
Instrument	20191107-0086783

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012585
Date	Feb 12, 2020
Instrument	20200212-0012585

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	9546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005634
Date	Jan 15, 2021
Instrument	20210115-0005634

Lender

Name	PRIVATE MORTGAGE WHOLESALE INC
Address	GRAND RAPIDS, MI 49506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jul 22, 2021
Property Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479
Document Number	0000082191
Instrument Date	Jul 12, 2021
Instrument	20210722-0082191
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10651 BAILEY DR NE, LOWELL, MI 49331-9479

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (+5.04%)	$304,000 (+5.04%)
2025	$2,445.00 (+20.62%) Homeowner's exemption	$144,700 (+28.05%)	$289,400 (+28.05%)
2023		$113,000	$226,000
2019	$2,027.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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