10650 Rd 311, Union, MS 39365 Property Records

Neshoba County property record for 10650 Rd 311, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,411 sqft · built 2011
Lot Size	3.59 acres (156,816 sqft)
Owner	Individual Name on Record
Tax Bill	$161 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12500-27-004.001`

Property Details

APN / Parcel Number

Primary APN	`12500-27-004.001`
Alternative APN	`14875`

Interior

Full Baths	2 Baths
Building Area	1,411 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	156,816 sqft (3.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14875
Street Address	10650 ROAD 311
City	UNION
State	MS
Zip	39365-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N/2 NW1/4 NW1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	5
Census Block	5078
Census Tract	10700

Owner

Source: Neshoba County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10650 ROAD 311, UNION, MS 39365-8569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 6, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 14, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 14, 2023
Transfer Doc	02023/3029
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10650 ROAD 311, UNION, MS 39365-8569
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/9282
Date	Dec 18, 2025
Book Page	2025/9282
Instrument	2025-9282

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10650 ROAD 311, UNION, MS 39365-8569
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/2766
Date	May 6, 2024
Book Page	2024/2766
Instrument	2024-2766

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2034

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NESHOBA MS
Recording Date	Aug 14, 2023
Property Address	10650 ROAD 311, UNION, MS 39365-8569
Document Number	02023/3029
Book / Page	2023 / 3029
Instrument Date	Aug 7, 2023
Instrument	2023-3029
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10550 ROAD 311, UNION, MS 39365-8567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10650 ROAD 311, UNION, MS 39365-8569

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$161.00 (-17.01%) Homeowner's exemption Disabled Person's exemption	$9,749 (-1.15%)	$94,280 (+0.92%) Land $7,660 Building $86,620
2024	$194.00 (-17.09%)
2023	$234.00 (-2.5%) Homeowner's exemption Disabled Person's exemption	$9,862	$93,420 Land $11,040 Building $82,380
2021	$240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rd 311

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