10650 Penelope Way, Converse, TX 78109 Property Records

Bexar County property record for 10650 Penelope Way, Converse, TX 78109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,087 sqft · built 2020
Lot Size	0.135 acres (5,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,400 (Apr 2021)
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05088-015-0130`

Property Details

APN / Parcel Number

Primary APN	`05088-015-0130`
Alternative APN	`1288387`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,087 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	881 sqft
2nd Floor Area	1,206 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Asphalt
Lot Area	5,865 sqft (0.135 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10650 PENELOPE WAY
City	CONVERSE
State	TX
Zip	78109-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5088 (PALOMA SUBD UT-5--PLAT 20001/220-221), BLOCK 15 LOT 13 2019-NEW PER PLAT 20001/220-221 FILED 6-27-18. JLF/GIS/9-7-18
Legal Subdivision	NCB 18225 (PALOMA SUBD UT-5)
Legal Block	15
Legal Lot Number	13
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO EAST
Census Block Group	2
Census Block	2025
Census Tract	131802

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10650 PENELOPE WAY, CONVERSE, TX 78109-2066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage USAA FSB
Sep 14, 2020	Loan Modification, Mortgage TEXAS CAP BK
Sep 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	2021109696
Prior Transfer Date	Apr 22, 2021
Prior Transfer Doc	0000109696
Record Updated	Sep 20, 2026

April 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Apr 26, 2021
Property Address	10650 PENELOPE WAY, CONVERSE, TX 78109-2066
Document Number	0000109696
Map Reference	VOL 20001 PG 220-221
Instrument Date	Apr 22, 2021
Instrument	20210109696
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3602 PAESANOS PKWY STE 200, 200, SAN ANTONIO, TX 78231-1278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10650 PENELOPE WAY, CONVERSE, TX 78109-2066

Mortgage

Document Number	0000109697
Date	Apr 26, 2021
Instrument	20210109697

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEXAR TX
Property Address	10650 PENELOPE WAY, CONVERSE, TX 78109-2066
Document Number	0000213849
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

Mortgage

Document Number	0000213849
Date	Sep 14, 2020
Instrument	213849

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Sep 14, 2020
Property Address	10650 PENELOPE WAY, CONVERSE, TX 78109-2066
Document Number	0000213848
Instrument Date	Sep 14, 2020
Instrument	213848
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3602 PAESANOS PKWY #200 SAN ANTONIO TX 782311278, 200, SAN ANTONIO, TX 78231-1278

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	East Central Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,444.00 (+5.47%)	$290,670 (-1.46%) Land $55,570 Building $235,100	$290,670 (-1.46%) Land $55,570 Building $235,100
2024	$6,110.00 (-4.55%)
2023	$6,401.00 (-7.74%)	$294,980 (+0.17%) Land $55,570 Building $239,410	$294,980 (+0.17%) Land $55,570 Building $239,410
2022	$6,938.00	$294,490 Land $48,310 Building $246,180	$294,490 Land $48,310 Building $246,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL SUD serves 26,137 people · EPA ID TX0150138
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Centric Fiber, Verizon.

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