10650 Harmony Dr, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 10650 Harmony Dr, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,438 sqft · built 1985
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (Jun 2017)
Tax Bill	$5,953 (2025)
Deeds & Mortgages	Sep 2025 Transfer Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1077-101-45-0000`

Property Details

APN / Parcel Number

Primary APN	`1077-101-45-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	1,438 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10650 HARMONY DR
City	RANCHO CUCAMONGA
State	CA
Zip	91730-6316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12316 LOT 24
Legal Subdivision	TRACT 12316
Legal Tract	12316
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2008
Census Tract	2035

Owner

10650 Harmony Dr is held in a trust since August 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4761 E COPA DE ORO DR, ANAHEIM, CA 92807-3633
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Intrafamily Transfer, Transfer
Aug 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANC ONE MORTGAGE CORP
Aug 13, 2020	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE
Jun 29, 2017	Quit Claim Deed, Transfer TITLE 365
Jun 29, 2017	Grant Deed, Transfer · Conventional Mortgage BANC ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Document Number	2017267677
Last Transfer Date	Aug 19, 2020
Transfer Doc	0000300548
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2025
Property Address	10650 HARMONY DR, RANCHO CUCAMONGA, CA 91730-6316
Document Number	0000235672
Map Reference	MB 172 PG 72-74
Instrument Date	Sep 26, 2025
Instrument	2025-0235672
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4761 E COPA DE ORO DR, ANAHEIM, CA 92807-3633

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 24, 2020
Property Address	10650 HARMONY DR, RANCHO CUCAMONGA, CA 91730-6316
Document Number	0000300548
Map Reference	MB 172 PG 72-74
Instrument Date	Aug 19, 2020
Instrument	2020-0300548
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13261 TIBURON WAY, TUSTIN, CA 92782-8614

Mortgage

Document Number	0000300549
Date	Aug 24, 2020
Instrument	2020-0300549

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 13, 2020
Property Address	10650 HARMONY DR, RANCHO CUCAMONGA, CA 91730-6316
Document Number	0000285188
Instrument Date	Jul 23, 2020
Instrument	285188
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13261 TIBURON WAY TUSTIN CA 927828614, TUSTIN, CA 92782-8614

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 29, 2017
Property Address	10650 HARMONY DR, RANCHO CUCAMONGA, CA 91730-6316
Document Number	0000267676
Instrument Date	Apr 19, 2017
Instrument	267676
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	132 TIBURON WAY TUSTIN CA 92782, TUSTIN, CA 92782

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 29, 2017
Property Address	10650 HARMONY DR, RANCHO CUCAMONGA, CA 91730-6316
Document Number	0000267677
Map Reference	MB172 PG72-74
Instrument Date	Mar 27, 2017
Instrument	2017-0267677
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13261 TIBURON WAY, TUSTIN, CA 92782-8614

Mortgage

Document Number	0000267678
Date	Jun 29, 2017
Instrument	2017-0267678

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10650 Harmony Dr was $5,953.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Central Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,358 (+2%) Land $121,340 Building $364,018
2025	$5,953.00	$475,841 Land $118,961 Building $356,880
2023	$5,644.00 (+2.01%)	$457,363 Land $114,341 Building $343,022
2022	$5,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10650 Harmony Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10650 Harmony Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, Inyo Networks, Verizon.

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