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10650 E Saddle Rock Rd, Cornville, AZ 86325 Property Records

Yavapai County property record for 10650 E Saddle Rock Rd, Cornville, AZ 86325

Property Summary

Property TypeSingle Family Home
Details2,602 sqft · built 2000
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$648,000 (Apr 2024)
Tax Bill$3,632 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN407-34-170

Property Details

APN / Parcel Number

Primary APN407-34-170
Alternative APNs
  • 4073417007
  • 407341707

Interior

Stories1 Story
Building Area2,602 sqft Living Area
Gross Area3,120 sqft
1st Floor Area2,602 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
Garage TypeAttached
Garage Area518 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area818 sqft
Patio Area542 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number407341707
Street Address10650 E SADDLE ROCK RD
CityCORNVILLE
StateAZ
Zip86325-5845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK CREEK VALLEY UNIT #3 LOT 168
Legal Range04E
Legal Township16
Legal Section27
Legal SubdivisionOAK CREEK VALLEY
Legal Lot Number168
Legal Unit3
JurisdictionYAVAPAI AZ
Township / Civil DivisionCAMP VERDE-SEDONA
Census Block Group2
Census Block2007
Census Tract1701

Owner

10650 E Saddle Rock Rd is owned by two individuals who bought it in April 2024.

Source: Yavapai County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address36232 GOLDEN GATE DR, YUCAIPA, CA 92399-9737
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2024 · Amount on File
Deed SaleApr 25, 2024 · Amount on File
Prior SaleNov 8, 2016 · Amount on File
Deed Document Number202416231
Prior Transfer DateJun 16, 2015
Prior Transfer Doc20150031449
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address10650 E SADDLE ROCK RD, CORNVILLE, AZ 86325-5845
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10650 E SADDLE ROCK RD, CORNVILLE, AZ 86325-5845

Mortgage

Document Number0000012529
DateMar 23, 2026
Instrument2026-0012529
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 10650 E Saddle Rock Rd was $3,632, up 4.5% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
Elementary School DistrictCottonwood-Oak Creek Elementary District (PK - 08)
Secondary School DistrictMingus Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$82,356 (-0.69%)$823,563 (-0.69%) Land $111,235 Building $712,328
2026$82,929 (+11.57%)$829,293 (+11.58%) Land $127,521 Building $701,772
2025$3,632.00 (+4.46%)$74,326 Land $12,331 Building $61,995$743,260 Land $123,306 Building $619,954
2024$3,477.00
2022$3,283.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10650 E Saddle Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims47 (1980–2021)
Claims Outside the SFHA8 of 47
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2018 · 16 claims
  • Severe Storms, Tornadoes & Flooding, Feb 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10650 E Saddle Rock Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 42% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK CREEK VALLEY
private · serves 450 people · EPA ID AZ0413121
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verde Valley Internet
Fixed Wireless		100 / 25

May also be available: Bolt Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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