10650 Co Rd 59, Centre, AL 35960 Property Records

Cherokee County property record for 10650 Co Rd 59, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,277 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Mar 2026)
Tax Bill	$1,843 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-17-03-07-0-000-002.010`

Property Details

APN / Parcel Number

Primary APN	`13-17-03-07-0-000-002.010`
Alternative APNs	`ALT APN:1703070000002010` `216609` `23081`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,277 sqft
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	416 sqft

Location & Zoning

Account Number	216609
Street Address	10650 COUNTY ROAD 59
City	CENTRE
State	AL
Zip	35960-7423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT SE/4 NE/4 LYING NWLY OF CO RD 59
Legal Range	09E
Legal Township	11S
Legal Section	07
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1010
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN STATE BANK
Jan 23, 2024	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Dec 19, 2022	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG CORP
Aug 4, 2010	Warranty Deed, Transfer WELLS FARGO BANK, N.A.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Mar 9, 2026 · Amount on Record
Deed Document Number	2026242725
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221963
Date	Dec 21, 2021
Instrument	221963

Lender

Name	FIRST SOUTHERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423

Mortgage

Document Number	0000232152
Date	Jan 23, 2024
Instrument	232152

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 9, 2026
Property Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423
Document Number	0000242725
Instrument Date	Mar 5, 2026
Instrument	242725
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423

Mortgage

Document Number	0000242726
Date	Mar 9, 2026
Instrument	242726

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 19, 2022
Property Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423
Document Number	0000227379
Instrument Date	Dec 16, 2022
Instrument	227379
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4885 LAKEPLACE RD, CEDAR BLUFF, AL 35959-5169

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227380
Date	Dec 19, 2022
Instrument	227380

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

August 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 4, 2010
Property Address	10650 COUNTY ROAD 59, CENTRE, AL 35960-7423
Document Number	0000165794
Instrument Date	Jul 30, 2010
Instrument	165794
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165795
Date	Aug 4, 2010
Instrument	165795

Lender

Name	WELLS FARGO BANK, N.A.
Address	PO BOX 11701, NEWARK, NJ 07101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,843.00 (+6.96%)
2025	$1,723.00 (+5.51%)	$41,040 (+5.5%) Land $4,560 Building $36,480	$205,200 (+5.5%) Land $22,800 Building $182,400
2024	$1,633.00 (+23.99%)	$38,900 (+194,4%) Land $4,160 Building $34,740	$194,500 (+194,4%) Land $20,800 Building $173,700
2023	$1,317.00 (+97.75%)	$20 (-99.87%)	$100 (-99.94%) Building $100
2022	$666.00	$15,860 Land $2,080 Building $13,780	$158,500 Land $20,800 Building $137,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Killians Electronics, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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