Santa Clara County property record for 10650 4th St, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,453 sqft · built 1994 |
| Lot Size | 1.19 acres (51,850 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $360,000 (May 1995) |
| Tax Bill | $7,690 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 830-02-024 |
| Primary APN | 830-02-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| 1st Floor Area | 2,453 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 51,850 sqft |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|---|
| Water Source | Well |
| Street Address | 10650 4TH ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20A |
| Legal Description | LOT 3 |
| Legal Subdivision | CATHERINE DUNNE RANCH MAP 04 |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 512401 |
10650 4th St is owner-occupied and held in a trust since February 2003.
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10650 4TH ST, GILROY, CA 95020-9104 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 30, 2025 | Intrafamily Transfer, Transfer |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1995 · Amount on File |
| Deed Sale | May 5, 1995 · Amount on File |
| Deed Document Number | 199512880011 |
| Deed Book / Page | 841 / 1667 |
| Last Transfer Date | Feb 10, 2003 |
| Transfer Doc | 0016877411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 30, 2025 |
| Property Address | 10650 4TH ST, GILROY, CA 95020-9104 |
| Document Number | 0025892791 |
| Map Reference | MB H PG 87 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 25892791 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10650 4TH ST, GILROY, CA 95020-9104 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 10650 4TH ST, GILROY, CA 95020-9104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10650 4TH ST, GILROY, CA 95020-9104 |
| Document Number | 0024643710 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 24643710 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 10650 4th St was $7,690.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $642,171 (+2%) Land $205,583 Building $436,588 | |
| 2025 | $7,690.00 Homeowner's exemption | $629,580 Land $201,552 Building $428,028 |
| 2023 | $7,508.00 (+1.83%) Homeowner's exemption | $605,134 Land $193,726 Building $411,408 |
| 2022 | $7,373.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10650 4th St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10650 4th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: South Valley Internet.
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