1065 Washington Rd, Reading, PA 19605 Property Records

Berks County property record for 1065 Washington Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1870
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Jul 2022)
Tax Bill	$1,042 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2022 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`4490-04-83-7524`

Property Details

APN / Parcel Number

Primary APN	`4490-04-83-7524`
Alternative APNs	`27-4490-04-83-7524` `27011565` `011565`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	968 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Stone
Lot Area	132,858 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27011565
Street Address	1065 WASHINGTON RD
City	READING
State	PA
Zip	19605-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	83
Jurisdiction	BERKS PA
Township / Civil Division	BERN
Census Block Group	2
Census Block	2049
Census Tract	10304

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1065 WASHINGTON RD, READING, PA 19605-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY LLC
Mar 16, 2022	Deed, Construction Loan · Construction Mortgage PRIME FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	202229891
Prior Transfer Date	Dec 12, 1978
Prior Transfer Doc	1751000279
Record Updated	Oct 29, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jul 25, 2022
Property Address	1065 WASHINGTON RD, READING, PA 19605-9505
Document Number	0000029891
Instrument Date	Jul 20, 2022
Instrument	2022029891
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 WASHINGTON RD, READING, PA 19605-9505

Mortgage

Document Number	0000029892
Date	Jul 25, 2022
Instrument	2022029892

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 16, 2022
Property Address	1065 WASHINGTON RD, READING, PA 19605-9505
Document Number	0000011176
Instrument Date	Mar 15, 2022
Instrument	2022011176
Transaction Type	Construction Loan
Record Updated	Mar 28, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N 5TH ST APT 1803, 1803, READING, PA 19601-3650

Mortgage

Document Number	0000011177
Date	Mar 16, 2022
Instrument	2022011177

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	14 Months
Due	May 1, 2023

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Bern Township
Unified School District	Schuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,042.00 (+16.82%)	$62,000 (-) Land $36,200 Building $25,800	$36,200 (-41.61%) Land $36,200
2024	$892.00	$62,000 Land $36,200 Building $25,800
1994			$62,000 Land $36,200 Building $25,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

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