1065 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 1065 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-022-019-00`

Property Details

APN / Parcel Number

Primary APN	`02-022-019-00`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1065 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 22 T8S R7E 0.27 ACRES COM 633.8 FT W OF NE COR OF SEC TH W 50 FT S 231 FT E 50 FT N 231 FT TO POB
Legal Range	07E
Legal Township	08S
Legal Section	22
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3000
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1065 W TEMPERANCE RD, TEMPERANCE, MI 48182-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE CO
Apr 9, 2020	Deed of Trust, Mortgage · FHA Mortgage AUSTIN CAPITAL BANK SSB
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage BRIGHTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024
Deed Sale	Nov 1, 2024
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	202416341
Prior Transfer Date	Oct 24, 2024
Prior Transfer Doc	0000016341
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1065 W TEMPERANCE RD, TEMPERANCE, MI 48182-1604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000693
Date	Jan 12, 2018
Instrument	2018R00693

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1065 W TEMPERANCE RD, TEMPERANCE, MI 48182-1604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006088
Date	Apr 9, 2020
Instrument	2020R06088

Lender

Name	AUSTIN CAPITAL BANK SSB
Type	Bank
Address	AUSTIN, TX 78757

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 5, 2018
Property Address	1065 W TEMPERANCE RD, TEMPERANCE, MI 48182-1604
Document Number	2018R11908
Instrument Date	Jun 27, 2018
Instrument	2018R11908
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 RAMBOW DR, MONROE, MI 48161-1851

Mortgage

Document Number	0000011910
Date	Jul 5, 2018
Instrument	2018R11910

Lender

Name	BRIGHTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,700 (+40.6%) Land $89,700	$179,400 (+40.6%) Land $179,400
2025	$1,628.00 (+12.12%) Homeowner's exemption
2023	$1,452.00 Homeowner's exemption	$63,800	$127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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