Bonner County property record for 1065 Spades Rd, Sagle, ID 83860
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1971 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $341,145 (Feb 2026) |
| Tax Bill | $1,382 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP56N-02W-092401A |
| Primary APN | RP56N-02W-092401A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Finished Area |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Quonset Hut | 1,350 sqft |
| Pole Barn | 351 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 1065 SPADES RD |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860-9127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 9-56N-2W TAX 7 TAX 65 SEC 4 |
| Legal Range | 02W |
| Legal Township | 56N |
| Legal Section | 09 |
| Legal Subdivision | CPWRS |
| Legal Block | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950902 |
1065 Spades Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1065 SPADES RD, SAGLE, ID 83860-9127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK |
| Jul 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Aug 3, 2020 | Warranty Deed, Transfer · FHA Mortgage WILLAMETTE VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Jul 27, 2023 · Amount on File |
| Deed Document Number | 20261058440 |
| Prior Transfer Date | Feb 6, 2026 |
| Prior Transfer Doc | 0001058440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 19, 2026 |
| Property Address | 1065 SPADES RD, SAGLE, ID 83860-9127 |
| Document Number | 0001058440 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 1058440 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | BONDED TITLE, BONNER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1065 SPADES RD, SAGLE, ID 83860-9127 |
| Document Number | 0001058441 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 1058441 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 27, 2023 |
| Property Address | 1065 SPADES RD, SAGLE, ID 83860-9127 |
| Document Number | 0001023230 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 1023230 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7310 UPHAR CT, ARVADA, CO 80003-3031 |
| Document Number | 0001023231 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 1023231 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1065 SPADES RD, SAGLE, ID 83860-9127 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 993085 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 993085 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 3, 2020 |
| Property Address | 1065 SPADES RD, SAGLE, ID 83860-9127 |
| Document Number | 962289 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 962289 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR DIALEN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 183, LACLEDE, ID 83841-0183 |
| Document Number | 962290 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 962290 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 1065 Spades Rd was $1,382 with a homeowner's exemption, up 7.6% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,382.00 (+7.63%) Homeowner's exemption | $375,785 (-8.85%) Land $182,525 Building $193,260 | $375,785 (-8.85%) Land $182,525 Building $193,260 |
| 2025 | $1,284.00 | $412,291 Land $203,441 Building $208,850 | $412,291 Land $203,441 Building $208,850 |
| 2023 | $1,104.00 (-21.81%) Homeowner's exemption | $363,315 (-3.81%) Land $144,411 Building $218,904 | $363,315 (-3.81%) Land $144,411 Building $218,904 |
| 2022 | $1,412.00 Homeowner's exemption | $377,722 Land $118,411 Building $259,311 | $377,722 Land $118,411 Building $259,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1065 Spades Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1065 Spades Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 90% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
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