Ashland County property record for 1065 Shady Ln, Ashland, OH 44805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1976 |
| Lot Size | 0.335 acres (14,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Dec 2016) |
| Tax Bill | $1,849 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P44-088-0-0166-00 |
| Primary APN | P44-088-0-0166-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 2,576 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 14,580 sqft (0.335 acres) |
| Lot Dimensions | 135 ft deep x 108 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 470 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1065 SHADY LN |
|---|---|
| City | ASHLAND |
| State | OH |
| Zip | 44805-4555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1065 SHADY LANE R=88 LOT 3332 |
| Legal Subdivision | SOUTH ASHLAND |
| Legal Lot Number | 3332 |
| Jurisdiction | ASHLAND OH |
| Township / Civil Division | ASHLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970700 |
Source: Ashland County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1065 SHADY LN, ASHLAND, OH 44805-4555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2016 · Amount on Record |
| Deed Sale | Dec 20, 2016 · Amount on Record |
| Prior Sale | Feb 19, 2008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Property Address | 1065 SHADY LN, ASHLAND, OH 44805-4555 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1065 SHADY LN, ASHLAND, OH 44805-4555 |
| Document Number | 001003/692 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 1003/692 |
| Instrument | 202600001337 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Property Address | 1065 SHADY LN, ASHLAND, OH 44805-4555 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Title Company | FIRST MERIDIAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1065 SHADY LN, ASHLAND, OH 44805-4555 |
| Document Number | 001000/768 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 1000/768 |
| Instrument | 202500004716 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Ashland County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashland County |
| Municipality | Ashland City |
| Unified School District | Ashland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,849.00 Homeowner's exemption | $53,580 (-) Land $18,120 Building $35,460 | |
| 2023 | $1,849.00 (-4.98%) | $53,580 (+2%) Land $18,120 Building $35,460 | $153,080 (+2%) Land $51,780 Building $101,300 |
| 2022 | $1,946.00 | $44,650 Land $15,100 Building $29,550 | |
| 2020 | $127,570 Land $43,150 Building $84,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1987 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND CITY serves 20,648 people · EPA ID OH0300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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