1065 Seminole Sky Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1065 Seminole Sky Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 2012
Lot Size	0.257 acres (11,198 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Jul 2015)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`056362-0088`

Property Details

APN / Parcel Number

Primary APN	`056362-0088`
Alternative APN	`U06321994N000000000390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	1,362 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,198 sqft (0.257 acres)
Lot Dimensions	158 ft deep x 58.4 ft wide
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0563620088
Street Address	1065 SEMINOLE SKY DR
City	RUSKIN
State	FL
Zip	33570-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BAHIA LAKES PHASE 1 LOT 39
Legal Range	19E
Legal Township	32S
Legal Section	06
Legal Subdivision	BAHIA LAKES PHASE 1
Legal Phase	1
Legal Tract	94N
Legal Lot Number	39
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1018
Census Tract	14121

Owner

1065 Seminole Sky Dr is owned and occupied by an individual who bought it in July 2015.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1065 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 18, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2015 · Amount on File
Deed Sale	Jul 14, 2015 · Amount on File
Prior Sale	Mar 19, 2012 · Amount on File
Deed Document Number	2015275708
Deed Book / Page	23412 / 725
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1065 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 SEMINOLE SKY DR, RUSKIN, FL 33570-2024

Mortgage

Document Number	0000389284
Date	Sep 8, 2025
Instrument	2025389284

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1065 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 SEMINOLE SKY DR, RUSKIN, FL 33570-2024

Mortgage

Document Number	0000649586
Date	Dec 15, 2021
Instrument	2021649586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1065 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Document Number	0000496830
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 SEMINOLE SKY DR RUSKIN FL 335702024, RUSKIN, FL 33570-2024

Mortgage

Document Number	0000496830
Date	Nov 30, 2020
Instrument	496830

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 29, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	1065 SEMINOLE SKY DR, RUSKIN, FL 33570-2024
Document Number	0259461376
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 SEMINOLE SKY DR RUSKIN FL 335702024, RUSKIN, FL 33570-2024

Mortgage

Document Number	0259461376
Date	Jul 26, 2018
Book Page	025946/001376
Instrument	300450

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1065 Seminole Sky Dr was $4,682 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,906 (+2.7%)	$269,578 (-4.87%) Land $87,695 Building $181,883
2025	$4,682.00 Homeowner's exemption	$190,756	$283,370 Land $87,695 Building $195,675
2023	$4,246.00 (+24.01%) Homeowner's exemption	$179,981 (+26.17%)	$269,972 (+19.47%) Land $79,723 Building $190,249
2022	$3,424.00 Homeowner's exemption	$142,652	$225,984 Land $63,778 Building $162,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1065 Seminole Sky Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	85 (1982–2024)
Claims Outside the SFHA	8 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 25 claims Tropical Storm Josephine, Oct 1996 · 6 claims Hurricane Elena, Aug 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 Seminole Sky Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAMPA SUN ESTATES #5 private · serves 87 people · EPA ID FL6291037
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	HCWRD/SOUTH-CENTRAL
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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