1065 S Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1065 S Whitney St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1958
Lot Size	0.41 acres (17,859 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2018)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`128680-0000`

Property Details

APN / Parcel Number

Primary APN	`128680-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,800 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1998
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,859 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1065 S WHITNEY ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-36 CLARK SUB OF N1/2 OF BLK 25 E1/2 HUERTAS GRANT LOTS 2 & 3 OR4587/275
Legal Range	29E
Legal Township	07S
Legal Section	45
Legal Subdivision	CLARKS ADDITION TO NEW AUGUSTINE
Legal Block	25
Legal Lot Number	2,3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1040
Census Tract	20300

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2736 FRANKFORT AVE, 303, LOUISVILLE, KY 40206-2667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 15, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Oct 28, 2004 · Amount on Record
Deed Document Number	201854065
Deed Book / Page	4587 / 275
Prior Transfer Date	Oct 26, 2004
Prior Transfer Doc	0023090236
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1065 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049861770
Date	Jul 10, 2020
Book Page	4986/1770
Instrument	2020055537

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2018
Property Address	1065 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0381
Document Number	0045870275
Book / Page	4587 / 0275
Map Reference	MB1 PG36
Instrument Date	Jul 27, 2018
Instrument	2018054065
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVIUCES OF ST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1065 S WHITNEY ST, 1065, SAINT AUGUSTINE, FL 32084-0381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0381

Mortgage

Document Number	2018054066
Date	Jul 27, 2018
Instrument	2018054066

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	1065 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-0381
Document Number	0044021139
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 S WHITNEY ST ST AUGUSTINE FL 320840381, ST AUGUSTINE, FL 32084-0381

Mortgage

Document Number	0044021139
Date	Jul 11, 2017
Book Page	004402/001139
Instrument	47618

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,402 (+2.7%)	$440,589 (+3.01%) Land $163,228 Building $277,361
2025	$2,659.00 (+13.83%) Homeowner's exemption	$210,713 (+5.99%)	$427,718 (+15.96%) Land $163,228 Building $264,490
2024	$2,336.00 (+2.14%)
2023	$2,287.00 (+3.44%) Homeowner's exemption	$198,811 (+3%)	$368,863 (+22.56%) Land $102,774 Building $266,089
2022	$2,211.00 Homeowner's exemption	$193,020	$300,953 Land $84,637 Building $216,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	5 of 42
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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