1065 River Wind Cir, Vero Beach, FL 32967 Property Records

Indian River County property record for 1065 River Wind Cir, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,807 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Apr 2011)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`32-39-25-00008-0000-00130.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-25-00008-0000-00130.0`
Alternative APN	`49939`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,807 sqft Living Area
Gross Area	3,291 sqft
1st Floor Area	2,807 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	155 ft deep x 67.1 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Driveway	Brick Driveway
Driveway Area	528 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	1,023 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1065 RIVER WIND CIR
City	VERO BEACH
State	FL
Zip	32967-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	RIVERWIND SUB PHASE THREE LOT 130 PBI 21-34
Legal Range	39E
Legal Township	32S
Legal Section	25
Legal Subdivision	RIVERWIND PHASE THREE
Legal Phase	3
Legal Lot Number	130
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1005
Census Tract	50306

Owner

1065 River Wind Cir is owned and occupied by two individuals who bought it in April 2011.

Source: Indian River County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1065 RIVER WIND CIR, VERO BEACH, FL 32967-1826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2011 · Amount on File
Deed Sale	Apr 5, 2011 · Amount on File
Prior Sale	Jan 4, 2007 · Amount on File
Deed Document Number	20112130652
Deed Book / Page	2489 / 52
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 26, 2026
Property Address	1065 RIVER WIND CIR, VERO BEACH, FL 32967-1826
Document Number	0000040950
Book / Page	3884 / 1861
Instrument Date	Aug 21, 2026
Instrument	202640950
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 RIVER WIND CIR, VERO BEACH, FL 32967-1826

Mortgage

Document Number	0000040950,
Date	Aug 26, 2026
Book Page	3884/1861
Instrument	202640950

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1065 River Wind Cir was $4,227 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 Homeowner's exemption	$314,826	$668,746 Land $144,500 Building $524,246
2023	$3,737.00 (+2.66%)	$297,042 (+3%)	$674,010 (+26.58%) Land $140,250 Building $533,760
2022	$3,640.00	$288,390	$532,461 Land $140,250 Building $392,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1065 River Wind Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 River Wind Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000