Lexington County property record for 1065 Refuge Pl, Chapin, SC 29036
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,554 (2025) |
| Deeds & Mortgages | Mar 2025 Construction Loan May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001515-01-031 |
| Primary APN | 001515-01-031 |
|---|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|---|
| View / Lot | Waterfront / Beach |
| Street Address | 1065 REFUGE PL |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-7207 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | WHITEWATER LANDING LOT 31 |
| Legal Lot Number | 31 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21205 |
1065 Refuge Pl, vacant land, is owned by two individuals.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2025 | Deed of Trust, Mortgage · Construction Mortgage SECURITY FEDERAL BANK |
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1065 REFUGE PL, CHAPIN, SC 29036-7207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1065 REFUGE PL, CHAPIN, SC 29036-7207 |
| Document Number | 2114900733 |
|---|---|
| Date | Mar 5, 2025 |
| Book Page | 21149/733 |
| Instrument | 2025007713 |
| Name | SECURITY FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | AIKEN, SC 29802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 9% |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | May 29, 2026 |
| Property Address | 1065 REFUGE PL, CHAPIN, SC 29036-7207 |
| Document Number | 0000021919 |
| Book / Page | 21224 / 3141 |
| Instrument Date | May 22, 2026 |
| Instrument | 202621919 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1065 REFUGE PL, CHAPIN, SC 29036-7207 |
| Document Number | 0000021919, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 21224/3141 |
| Instrument | 202621919 |
| Name | SECURITY FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1065 Refuge Pl was $10,554.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,554.00 | ||
| 2024 | $25,200 Land $25,200 | $420,000 Land $420,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1065 Refuge Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 4 (2006–2026) |
| Most Recent Claim | May 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1065 Refuge Pl is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: CarolinaConnect Cooperative, Verizon.
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