Schenectady County and Schenectady City property record for 1065 Phoenix Ave, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,294 sqft · built 1908 |
| Lot Size | 0.125 acres (5,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,000 (May 2023) |
| Tax Bill | $6,674 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.84-2-89 |
| Primary APN | 421500 39.84-2-89 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,294 sqft Total Area |
| 1st Floor Area | 1,168 sqft |
| 2nd Floor Area | 1,126 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,476 sqft (0.125 acres) |
| Lot Dimensions | 148 ft deep x 37 ft wide |
| Porch | Slab |
| Porch Area | 391 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1065 PHOENIX AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3001 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 89.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1065 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on File |
| Deed Sale | May 23, 2023 · Amount on File |
| Prior Sale | Jul 17, 2003 · Amount on File |
| Deed Document Number | 202328786 |
| Deed Book / Page | 2108 / 398 |
| Prior Transfer Date | Oct 15, 1999 |
| Prior Transfer Doc | 1566000458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 23, 2023 |
| Property Address | 1065 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Document Number | 0000028786 |
| Book / Page | 2108 / 398 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 202328786 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $932.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1065 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Name | Verified Name |
|---|---|
| Address | 424 SAND CREEK RD APT 612, 612, ALBANY, NY 12205-2731 |
| Document Number | 0000028787 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 202328787 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1065 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1067 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Document Number | 0000051031 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 5156/382 |
| Instrument | 202151031 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,674.00 (+3.11%) | ||
| 2025 | $6,473.00 (+37.81%) | $115,000 (+19.42%) Land $14,400 Building $100,600 | $190,429 (+56.22%) Land $23,845 Building $166,584 |
| 2023 | $96,300 (-) Land $14,400 Building $81,900 | $121,899 (+3.8%) Land $18,228 Building $103,671 | |
| 2022 | $96,300 Land $14,400 Building $81,900 | $117,439 Land $17,561 Building $99,878 | |
| 2021 | $4,697.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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