Schenectady County and Schenectady City property record for 1065 Howard St, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1915 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Sep 2018) |
| Tax Bill | $4,821 (2026) |
| Deeds & Mortgages | Sep 2018 Sale May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.55-5-32 |
| Primary APN | 421500 49.55-5-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Total Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 135 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 520 sqft |
| Canopy | 84 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1065 HOWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1240 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 5 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21500 |
1065 Howard St, a duplex, is owned by an individual who bought it in September 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1081 HOWARD ST, SCHENECTADY, NY 12303-1240 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2018 | Warranty Deed, Transfer |
| May 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Deed Document Number | 201841119 |
| Deed Book / Page | 1995 / 755 |
| Prior Transfer Date | May 1, 2018 |
| Prior Transfer Doc | 0000021321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 14, 2018 |
| Property Address | 1065 HOWARD ST, SCHENECTADY, NY 12303-1240 |
| Document Number | 0000041119 |
| Book / Page | 001995 / 000755 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 41119 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 HURON ST #4R BROOKLYN NY 112225873, 4R, BROOKLYN, NY 11222-5873 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 18, 2018 |
| Property Address | 1065 HOWARD ST, SCHENECTADY, NY 12303-1240 |
| Document Number | 0000021321 |
| Book / Page | 001987 / 000519 |
| Instrument Date | May 1, 2018 |
| Instrument | 21321 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MOCKINGBIRD CT BUSHKILL PA 183248330, BUSHKILL, PA 18324-8330 |
The 2026 property tax bill for 1065 Howard St was $4,821, up 4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,821.00 (+4.01%) | ||
| 2025 | $4,635.00 | $70,100 Land $10,500 Building $59,600 | $116,079 Land $17,387 Building $98,692 |
| 2023 | $70,100 (-) Land $10,500 Building $59,600 | $88,734 (+3.8%) Land $13,291 Building $75,443 | |
| 2022 | $70,100 Land $10,500 Building $59,600 | $85,488 Land $12,805 Building $72,683 | |
| 2021 | $4,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1065 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1065 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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