Etowah County property record for 1065 Harbor Point Ln, Southside, AL 35907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,320 sqft · built 2002 |
| Lot Size | 0.092 acres (4,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,088 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03-05-0-001-016.011 |
| Primary APN | 21-03-05-0-001-016.011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,020 sqft (0.092 acres) |
| Lot Dimensions | 60 ft deep x 67 ft wide |
| Loading Dock | 320 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 217296 |
|---|---|
| Street Address | 1065 HARBOR POINT LN |
| City | GADSDEN |
| State | AL |
| Zip | 35907-0476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR BEG NE COR LT 9 HARBOR POINT SUB PLAT K-104 TH SW 63.45 ALONG S ROW OF HARBOR POINT LANE TH S 52.07 TH E 5.14 TH S 7.45 TO CONTOUR TH NE 67.38 ALONG CONTOUR TH N 7.18 TH W 6.76 TH N 51.28 TO POB BEING PT LT 8 & 9 HARBOR POINT SUB PLAT K |
| Legal Range | 6E |
| Legal Township | 13S |
| Legal Section | 5 |
| Legal Subdivision | HARBOR POINT SUB |
| Legal Lot Number | 9 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10504 |
1065 Harbor Point Ln is owned and occupied by two individuals.
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1065 HARBOR POINT LN, GADSDEN, AL 35907-0476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1065 Harbor Point Ln was $1,088 with a homeowner's exemption, down 16.5% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Southside City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,088.00 (-16.5%) Homeowner's exemption | ||
| 2025 | $1,303.00 Homeowner's exemption | $41,620 Land $7,000 Building $34,620 | $416,200 Land $70,000 Building $346,200 |
| 2023 | $1,303.00 (+21.55%) Homeowner's exemption | $41,620 (+19.15%) Land $7,000 Building $34,620 | $416,200 (+19.15%) Land $70,000 Building $346,200 |
| 2022 | $1,072.00 Homeowner's exemption | $34,930 Land $7,000 Building $27,930 | $349,300 Land $70,000 Building $279,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1065 Harbor Point Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1065 Harbor Point Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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