1065 Cottingham Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1065 Cottingham Dr, Mount Pleasant, SC 29464 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1967
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$995,000 (May 2024)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-08-00-013`

Property Details

APN / Parcel Number

Primary APN	`517-08-00-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	426 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1065 COTTINGHAM DR
City	MOUNT PLEASANT
State	SC
Zip	29464-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPER ESTATES DESCRIPTION -LT 12 BLK A
Legal Subdivision	COOPER ESTATES
Legal Block	A
Legal Lot Number	12
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4607

Owner

Source: Charleston County records · APN 517-08-00-013

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1065 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2023	Deed of Trust, Mortgage · Line of Credit THE BANK OF SOUTH CAROLINA
Jan 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK
Jul 06, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2024 · Amount on Record
Deed Sale	May 02, 2024 · Amount on Record
Prior Sale	Jul 06, 2017 · Amount on Record
Deed Book / Page	1242 / 656
Prior Transfer Date	Dec 09, 2008
Prior Transfer Doc	00450154
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1065 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Transaction Type	Mortgage
Record Updated	May 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011670188
Date	Mar 08, 2023
Book Page	1167/188

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 06, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1065 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0692/0134
Instrument Date	Jan 05, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1065 COTTINGHAM DR MOUNT PLEASANT SC 294643503, MOUNT PLEASANT, SC 29464-3503

Mortgage

Document Number	0692/0134
Date	Jan 12, 2018
Book Page	000692/000134

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 06, 2017
Property Address	1065 COTTINGHAM DR, MOUNT PLEASANT, SC 29464-3503
Document Number	0650/0189
Book / Page	000650 / 000189
Instrument Date	Jul 06, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1065 COTTINGHAM DR MOUNT PLEASANT SC 294643503, MOUNT PLEASANT, SC 29464-3503

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,740.00 (+70.78%)
2024	$2,190.00 (+8.63%)	$21,980 (-)
2022	$2,016.00	$21,980	$549,400 (-) Land $265,000 Building $284,400
2020			$549,400 Land $265,000 Building $284,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	16 (1979–2018)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Dec 2018, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Hugo, Sep 1989 · 5 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 1% of South Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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