San Diego County property record for 1065 Cottage Way, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,233 sqft · built 2000 |
| Lot Size | 1.19 acres (52,243 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $472,500 (Aug 2010) |
| Tax Bill | $8,374 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-501-19-10 |
| Primary APN | 257-501-19-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,233 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Lot Area | 52,243 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1065 COTTAGE WAY |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ER-MU1 |
| Legal Description | LOT 1 US107PER DOC98-416282&99-97164&UND INT IN MODULE M IN TR 013541 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013541 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17606 |
Source: San Diego County records · APN 257-501-19-10
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1065 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 25, 2026 | Intrafamily Transfer, Transfer |
| Mar 25, 2026 | Intrafamily Transfer, Transfer |
| May 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2010 · Amount on Record |
| Deed Sale | Aug 30, 2010 · Amount on Record |
| Prior Sale | Dec 01, 2003 · Amount on Record |
| Deed Document Number | 2010449965 |
| Prior Transfer Date | Aug 13, 2010 |
| Prior Transfer Doc | 0000449964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 25, 2026 |
| Property Address | 1065 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Number | 0000081177 |
| Map Reference | MAP 13541 |
| Instrument Date | Aug 16, 2025 |
| Instrument | 2026-0081177 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1065 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 25, 2026 |
| Property Address | 1065 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Number | 0000081178 |
| Map Reference | MAP 13541 |
| Instrument Date | Aug 16, 2025 |
| Instrument | 2026-0081178 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1065 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1065 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TSI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000232377 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017-0232377 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1065 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000570713 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 2019-0570713 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $617,447 (+2%) Land $444,304 Building $173,143 | |
| 2025 | $8,374.00 (+2.45%) Homeowner's exemption | $605,342 (+4.04%) Land $435,593 Building $169,749 |
| 2024 | $8,174.00 (+2.18%) | |
| 2023 | $8,000.00 (+5.72%) Homeowner's exemption | $581,837 Land $418,679 Building $163,158 |
| 2022 | $7,567.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Ting Fiber, Verizon.
Based on FCC filings for 224 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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