1065 Cobblestone Dr, Highlands Ranch (Littleton), CO 80126 Property Records

Douglas County property record for 1065 Cobblestone Dr, Highlands Ranch, CO 80126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 1992
Lot Size	0.076 acres (3,311 sqft)
Owner	Trust Name on File
Last Sale	$586,500 (Jun 2025)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2229-02-2-21-095`

Property Details

APN / Parcel Number

Primary APN	`2229-02-2-21-095`
Alternative APNs	`R0329047` `0329047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,512 sqft
Basement Area	480 sqft
Finished Basement	430 sqft
Unfinished Basement	50 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2019
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,311 sqft (0.076 acres)
Garage Area	410 sqft
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0329047
Street Address	1065 COBBLESTONE DR
City	HIGHLANDS RANCH
State	CO
Zip	80126-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDU
Legal Description	LOT 21 BLK 3 HIGHLANDS RANCH # 23 .076 AM/L
Legal Range	68W
Legal Township	06S
Legal Section	02
Legal Quarter	NW
Legal Subdivision	HIGHLANDS RANCH
Legal Block	3
Legal Lot Number	21
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	2
Census Block	2002
Census Tract	14107

Owner

1065 Cobblestone Dr is owner-occupied and held in a trust since June 2025.

Source: Douglas County records, as of June 23, 2026

Owner of Record	Trust Name on File
Mailing Address	1065 COBBLESTONE DR, HIGHLANDS RANCH, CO 80126-2429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 26, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	Mar 26, 2020 · Amount on File
Deed Document Number	202526729
Prior Transfer Date	Aug 19, 2003
Prior Transfer Doc	0000125973
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Recording Date	Apr 14, 2026
Property Address	1065 COBBLESTONE DR, HIGHLANDS RANCH, CO 80126-2429
Document Number	0000018093
Instrument Date	Apr 9, 2026
Instrument	202618093
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1065 COBBLESTONE DR, HIGHLANDS RANCH, CO 80126-2429

Mortgage

Document Number	0000018093,
Date	Apr 14, 2026
Instrument	202618093

Lender

Name	CREDIT UNION OF COLORADO

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	1065 COBBLESTONE DR, HIGHLANDS RANCH, CO 80126-2429
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093903
Date	Aug 9, 2021
Instrument	2021093903

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Mar 26, 2020
Property Address	1065 COBBLESTONE DR, HIGHLANDS RANCH, CO 80126-2429
Document Number	0000022646
Instrument Date	Mar 26, 2020
Instrument	2020022646
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1065 COBBLESTONE DR, HIGHLANDS RANCH, CO 80126-2429

Mortgage

Document Number	0000022647
Date	Mar 26, 2020
Instrument	2020022647

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1065 Cobblestone Dr was $3,657, up 9.9% from the year before.

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,030 (-) Land $7,870 Building $30,160	$559,247 (-) Land $115,685 Building $443,562
2025	$3,657.00 (+9.89%)	$38,030 Land $7,870 Building $30,160	$559,247 Land $115,685 Building $443,562
2024	$3,328.00 (+0.18%)
2023	$3,322.00	$39,000 Land $8,890 Building $30,110	$582,095 Land $132,664 Building $449,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1065 Cobblestone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 Cobblestone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, T-Mobile, Ting, Verizon.

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