1065 Cedar St, Cumberland, MD 21502 Property Records

Allegany County property record for 1065 Cedar St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 972 sqft · built 1935
Lot Size	0.584 acres (25,450 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Nov 2017)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-005206`

Property Details

APN / Parcel Number

Primary APN	`29-005206`
Alternative APN	`005206`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	972 sqft Total Area
Basement Area	72 sqft
Unfinished Basement	72 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	25,450 sqft (0.584 acres)
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005206
Street Address	1065 CEDAR ST
City	CUMBERLAND
State	MD
Zip	21502-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR ST PT LOTS 21-22 148X183 125X190
Legal Lot Number	21,22
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2016
Census Tract	1401

Owner

1065 Cedar St is owned and occupied by an individual who bought it in November 2017.

Source: Allegany County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1065 CEDAR ST, CUMBERLAND, MD 21502-7443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Sale	Jun 5, 2003 · Amount on File
Deed Document Number	20172338-257
Deed Book / Page	2338 / 257
Transfer Doc	0000000485
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 6, 2017
Property Address	1065 CEDAR ST, LAVALE, MD 21502-7443
Document Number	0023380257
Book / Page	002338 / 000257
Instrument Date	Nov 6, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 CEDAR ST CUMBERLAND MD 215027443, CUMBERLAND, MD 21502-7443

Mortgage

Document Number	23380262
Date	Nov 6, 2017
Book Page	002338/000262

Lender

Name	FIRST MTG SVCS GROUP INC
Address	CUMBERLAND, MD 21502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1065 Cedar St was $1,758.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,467 (+7.52%)	$164,200 (-) Land $48,600 Building $115,600
2025	$1,758.00	$142,733	$164,200 Land $48,600 Building $115,600
2023	$1,353.00	$124,533	$132,000 Land $43,200 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1065 Cedar St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: T-Mobile.

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