1065 Carrs Wharf Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1065 Carrs Wharf Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details1 ba · 820 sqft · built 1935
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Dec 2021)
Tax Bill$3,612 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-000-02094700

Property Details

APN / Parcel Number

Primary APN01-000-02094700
Alternative APNs
  • 100002094700
  • 00002094700

Interior

Full Baths1 Bath
Stories1 Story
Building Area820 sqft Living Area
1st Floor Area820 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Deck Area168 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00002094700
Street Address1065 CARRS WHARF RD
CityEDGEWATER
StateMD
Zip21037-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.345 ACRE EDGEWATER
Legal SubdivisionEDGEWATER
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2002
Census Tract701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1065 CARRS WHARF RD, EDGEWATER, MD 21037-4506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Deed, Transfer · VA Mortgage
VELLUM MORTGAGE LLC
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleJun 27, 1989 · Amount on Record
Deed Book / Page38016 / 290
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 3, 2021
Property Address1065 CARRS WHARF RD, EDGEWATER, MD 21037-4506
Document Number0380160290
Book / Page38016 / 290
Instrument DateNov 29, 2021
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyBAY TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1065 CARRS WHARF RD, EDGEWATER, MD 21037-4506

Mortgage

Document Number0038016299
DateDec 3, 2021
Instrument38016/299
Lender
NameVELLUM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1065 CARRS WHARF RD, EDGEWATER, MD 21037-4506
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0364060368
DateMar 24, 2021
Book Page36406/368
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,600 (+13.91%) Land $199,300 Building $96,300$295,600 (+13.91%) Land $199,300 Building $96,300
2025$3,612.00 (+27.5%)
2023$2,833.00$259,500 Land $199,300 Building $60,200$259,500 Land $199,300 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims3 (2003–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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