1065 Bernard Rd, Columbus, OH 43221 Property Records

Franklin County property record for 1065 Bernard Rd, Columbus, OH 43221

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,244 sqft · built 1957
Lot Size0.193 acres (8,398 sqft)
OwnerCompany Name on File
Last Sale$470,000 (Mar 2026)
Tax Bill$4,963 (2024)
Deeds & MortgagesSep 2023 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-116974

Property Details

APN / Parcel Number

Primary APN010-116974
Alternative APN
  • 01011697400

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,244 sqft Living Area
Gross Area1,484 sqft
1st Floor Area1,244 sqft
Basement Area240 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2022
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Foundation TypeNo Foundation
Lot Area8,398 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Parking Spaces2 Parking Spaces
Pool Area648 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1065 BERNARD RD
CityCOLUMBUS
StateOH
Zip43221-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERNARD RD CRANFORD LOT 61
Legal SubdivisionCRANFORD SUB
Legal Lot Number61
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group3
Census Block3021
Census Tract7811

Owner

Source: Franklin County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2100 POWELL ST, 730, EMERYVILLE, CA 94608-1826
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Nov 4, 2021Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Mar 11, 2026Warranty Deed, Transfer · Conventional Mortgage
NEXERA HOLDING LLC
Oct 10, 2023Warranty Deed, Transfer · FHA Mortgage
RAPID MORTGAGE COMPANY
Sep 22, 2017Deed of Trust, Mortgage · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleOct 10, 2023 · Amount on Record
Deed Document Number202627739
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address1065 BERNARD RD, COLUMBUS, OH 43221-1609
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096129
DateSep 15, 2023
Instrument202309150096129
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term49 Months
DueOct 1, 2027

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address1065 BERNARD RD, COLUMBUS, OH 43221-1609
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyTHIRD CAPITAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201852
DateNov 4, 2021
Instrument202111040201852
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateMar 11, 2026
Property Address1065 BERNARD RD, COLUMBUS, OH 43221-1609
Document Number0000027739
Map ReferenceMB 29 PG 16
Instrument DateFeb 27, 2026
Instrument202603110027739
Transaction TypeTransfer
Record UpdatedMar 20, 2026
Title CompanyTITLE CONNECT AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2100 POWELL ST # 730, 730, EMERYVILLE, CA 94608-1826

Mortgage

Document Number0000027740
DateMar 11, 2026
Instrument202603110027740
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateOct 10, 2023
Property Address1065 BERNARD RD, COLUMBUS, OH 43221-1609
Document Number0000106317
Map ReferenceMB 29 PG 16
Instrument DateSep 21, 2023
Instrument202310100106317
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyNOT AVAILABLE, LUX TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7466 BEECHMONT AVE UNIT 420, 420, CINCINNATI, OH 45255-4109

Mortgage

Document Number0000106318
DateOct 10, 2023
Instrument202310100106318
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address1065 BERNARD RD, COLUMBUS, OH 43221-1609
Document Number0000135843
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 20, 2017
Title CompanyTHIRD CAPITAL TITLE AGENCY, THIRD CAP TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1065 BERNARD RD COLUMBUS OH 432211609, COLUMBUS, OH 43221-1609

Mortgage

Document Number0000135843
DateSep 28, 2017
Instrument135843
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 27, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictColumbus City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$110,600 (-) Land $43,750 Building $66,850$316,000 (-) Land $125,000 Building $191,000
2024$4,963.00 (+12.62%) Homeowner's exemption$110,600 (+11.19%) Land $43,750 Building $66,850
2023$4,407.00 (+6.12%) Homeowner's exemption$99,470 (+24.2%) Land $43,750 Building $55,720$316,000 (+38.11%) Land $125,000 Building $191,000
2022$4,153.00 Homeowner's exemption$80,090 Land $23,280 Building $56,810
2020$228,800 Land $66,500 Building $162,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1992)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 1992 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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