1065 Bent Tree Ct, Elgin, IL 60120 Property Records

Cook County property record for 1065 Bent Tree Ct, Elgin, IL 60120

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,044 sqft · built 1989
Lot Size	0.096 acres (4,165 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Feb 2006)
Tax Bill	$5,090 (2023)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-123-044`

Property Details

APN / Parcel Number

Primary APN	`06-07-123-044`
Alternative APN	`06-07-123-044-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,165 sqft (0.096 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1065 BENT TREE CT
City	ELGIN
State	IL
Zip	60120-4067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	BENT TREE VILLAGE
Legal Lot Number	28
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4009
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1065 BENT TREE CT, ELGIN, IL 60120-4067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2006 · Amount on Record
Deed Sale	Feb 9, 2006 · Amount on Record
Prior Sale	Jan 27, 2000 · Amount on Record
Deed Document Number	20065204
Prior Transfer Date	Jan 27, 2006
Prior Transfer Doc	0000005204
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1065 BENT TREE CT, ELGIN, IL 60120-4067
Document Number	2023733329
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 BENT TREE CT ELGIN IL 601204067, ELGIN, IL 60120-4067

Mortgage

Document Number	2023733329
Date	Aug 24, 2020
Instrument	23733329

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,001 (-9.51%) Land $2,916 Building $16,085	$190,010 (-9.51%) Land $29,160 Building $160,850
2023	$5,090.00 (+3.52%)
2022	$4,917.00 Homeowner's exemption	$20,998 Land $3,998 Building $17,000	$209,980 Land $39,980 Building $170,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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