1065 Anderson Rd, Georgetown, KY 40324 Property Records

Scott County property record for 1065 Anderson Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1997
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Apr 2008)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Feb 2011 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`203-30-014.000`

Property Details

APN / Parcel Number

Primary APN	`203-30-014.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Lot Area	178,596 sqft (4.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1065 ANDERSON RD
City	GEORGETOWN
State	KY
Zip	40324-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY RES
Legal Subdivision	WILLIAM K HENRY MUDDY FORD SUBDIVISION
Legal Lot Number	28&29
Jurisdiction	SCOTT KY
Township / Civil Division	SADIEVILLE
Census Block Group	3
Census Block	3044
Census Tract	40400

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2011	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLUEGRASS LAND TITLE
Jan 5, 2026	Deed, Transfer
Apr 2, 2008	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Aug 6, 2007	Commissioner's Deed, Foreclosure
Jul 10, 2006	Deed, Transfer · ARM SOUTHTRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2008 · Amount on Record
Deed Sale	Apr 2, 2008 · Amount on Record
Prior Sale	Aug 6, 2007 · Amount on Record
Deed Document Number	2008160020
Deed Book / Page	316 / 608
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1023/677
Date	Feb 2, 2011
Book Page	M1023/677
Instrument	207917

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Apr 7, 2026
Property Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Document Number	0000580157
Book / Page	1890 / 804
Instrument Date	Mar 31, 2026
Instrument	2026580157
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035

Mortgage

Document Number	0000580157,
Date	Apr 7, 2026
Book Page	1890/804
Instrument	2026580157

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 5, 2026
Property Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Document Number	000D463/87
Book / Page	D463 / 87
Map Reference	CAB 14 SL 66
Instrument Date	Dec 30, 2025
Instrument	566498
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$13.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1061 ANDERSON RD, GEORGETOWN, KY 40324-9035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035

April 2008: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 2, 2008
Property Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Document Number	00D316/608
Book / Page	D316 / 608
Map Reference	SL31
Instrument Date	Mar 11, 2008
Instrument	160020
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4828 LOOP CENTRAL DR, HOUSTON, TX 77081-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Investor	Possibly a Property Investor

Mortgage

Document Number	00M893/112
Date	Apr 2, 2008
Book Page	M893/112
Instrument	168021

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2038

August 2007: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 6, 2007
Property Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Document Number	00D311/661
Book / Page	D311 / 661
Map Reference	MB1 PG11
Instrument Date	Jul 5, 2007
Instrument	159734
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4828 LOOP CENTRAL DR, HOUSTON, TX 77081-2212

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 10, 2006
Property Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Document Number	00D302/622
Book / Page	D302 / 622
Map Reference	MB1 SL31
Instrument Date	Jun 15, 2006
Instrument	144707
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FLAGSHIP TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 REDDING LAKE CIR, GEORGETOWN, KY 40324-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 ANDERSON RD, GEORGETOWN, KY 40324-9035
Investor	Possibly a Property Investor

Mortgage

Document Number	00M794/780
Date	Jul 10, 2006
Book Page	M794/780
Instrument	144708

Lender

Name	SOUTHTRUST MORTGAGE CORP
Type	Mortgage Company
Address	MARIETTA, GA 30067

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.35%
Type Change Date	Jul 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.35%
Max Rate At Change	12.3%
Index	6-Month LIBOR
Max Rate	15.3%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,100 (+39.31%)	$310,100 (+39.31%)
2025	$1,982.00 (+3.39%)	$222,600 (+5.25%)	$222,600 (+5.25%)
2023	$1,917.00	$211,500 Land $62,500 Building $149,000	$211,500 Land $62,500 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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