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10649 Deborah Dr, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 10649 Deborah Dr, Parma, OH 44130

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,074 sqft · built 1955
Lot Size0.19 acres (8,280 sqft)
Owner2 Individual Names on File
Last Sale$138,000 (Apr 2020)
Tax Bill$3,173 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN442-45-003

Property Details

APN / Parcel Number

Primary APN442-45-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,074 sqft Living Area
1st Floor Area1,074 sqft
Basement Area1,058 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,280 sqft (0.19 acres)
Lot Dimensions138 ft deep x 60 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address10649 DEBORAH DR
CityPARMA
StateOH
Zip44130-1371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-A
Legal DescriptionTUCK O/L 16 SHMILLER 0151 ALL
Legal SubdivisionSUNRISE DEV INCS SAM H MILLER
Legal Lot Number151
JurisdictionCUYAHOGA OH
Township / Civil DivisionPARMA
Census Block Group2
Census Block2009
Census Tract177101

Owner

10649 Deborah Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10649 DEBORAH DR, PARMA, OH 44130-1371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2020 · Amount on File
Deed SaleApr 8, 2020 · Amount on File
Prior SaleJan 2, 2013 · Amount on File
Deed Document Number0004080371
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateApr 8, 2020
Property Address10649 DEBORAH DR, PARMA, OH 44130-1371
Document Number0004080371
Instrument DateApr 1, 2020
Instrument4080371
Transaction TypeTransfer
Record UpdatedMay 11, 2020
Title CompanyAMERICA LAND TITLE AFFILIATES, AMERICA LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$552.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10649 DEBORAH DR PARMA OH 441301371, PARMA, OH 44130-1371

Mortgage

Document Number4080372
DateApr 8, 2020
Instrument4080372
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount on Record
Term360 Months
DueApr 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10649 Deborah Dr was $3,173 with a homeowner's exemption, up 7.9% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityParma City
Unified School DistrictParma City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,173.00 (+7.89%) Homeowner's exemption$53,700 (-) Land $12,150 Building $41,550
2024$2,941.00 (-9.79%) Homeowner's exemption$53,700 (+18.02%) Land $12,150 Building $41,550$153,400 Land $34,700 Building $118,700
2023$3,260.00 (+0.93%) Homeowner's exemption$45,500 (-) Land $10,150 Building $35,350
2022$3,230.00 Homeowner's exemption$45,500 Land $10,150 Building $35,350
2021$130,000 Land $29,000 Building $101,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10649 Deborah Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (2020)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10649 Deborah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

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